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Get Cheap Car Insurance in Windsor, KY
We monitor insurance prices, helping the average driver in Windsor save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Windsor
The chart below shows the cheapest car insurance company in Windsor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Windsor Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $61 |
| State Farm | $61 |
| Travelers | $89 |
| Geico | $96 |
Savings for Every Kind of Windsor Driver
Based on our extensive insurance data, we know the average Windsor driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $543 per year by choosing the right vehicle insurance company. Some Windsor residents are paying out over $2,148 extra every year for auto insurance in Windsor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Windsor, KY Savings / Yr. |
|---|---|
$543 |
|
$890 |
|
$876 |
|
$886 |
|
$1,754 |
|
$587 |
|
$940 |
Windsor Car Insurance vs. Kentucky
People living in Windsor pay an average of 0.67% more than the typical driver in the state. The average driver in Windsor can expect to pay about $1,106 per year, or $2,148 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Windsor for most people.
Car Insurance Prices by Windsor Neighborhood
Insurance Prices
Where is insurance cheapest within Windsor?
The map shows insurance prices in and around Windsor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $2,168 to a low of $2,134. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Windsor.Pick the Best Car Insurance Company for You in Windsor
The best car insurance provider for most drivers in Windsor
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $543 over the average Windsor car insurance company.
The best car insurance provider for Windsor drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $890 over the competition.
The best car insurance company for Windsor drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $876 better than other car insurance companies.
The best auto insurance for Windsor drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $886 less each year.
The least expensive car insurance company for new and young drivers in Windsor
In Windsor, State Farm costs young drivers $1,754 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Windsor
State Farm gave the largest car insurance discounts to married couples, averaging $587 saved each year compared to an average Windsor couple's premiums.
The cheapest car insurance in Windsor for drivers with bad credit
The best Windsor car insurance company for customer service
Recent price drops
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The cheapest large national provider in Windsor
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Windsor driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Windsor, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Windsor
What Influences the Cost of Car Insurance in Windsor?
On average, car insurance in Windsor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Windsor is 33 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Windsor are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Windsor has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Windsor is $92 per month for minimum coverage and $179 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Teddy: Insurance costs 0.23% more
- Ingle: Insurance costs 2.65% less
- Labascus: Insurance costs 0.88% more
- Fonthill: Insurance costs 1.21% less
- Webbs Cross Roads: Insurance costs 2.89% more
- Dunnville: Insurance costs 0.28% less
- Pointer: Insurance costs 3.72% less
- Vinnie: Insurance costs 2.33% more
- Gilpin: Insurance costs 0.51% less
- Bethelridge: Insurance costs 1.86% more
Cities with Similar Populations
- Twin Lakes: Insurance costs 33.80% less
- Dresden: Insurance costs 6.52% less
- Drummond: Insurance costs 26.07% less
- Ducor: Insurance costs 11.13% less
- Eagleton: Insurance costs 46.42% less
- East Randolph: Insurance costs 45.16% less
- Easton: Insurance costs 28.40% less
- Edgemont: Insurance costs 23.04% less
- Eldred: Insurance costs 32.03% less
- Elk Garden: Insurance costs 44.97% less