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Get Cheap Car Insurance in Winslow, AL

We monitor insurance prices, helping the average driver in Winslow save up to 30.9% on car insurance.

 

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The Cheapest Minimum Coverage in Winslow

The chart below shows the cheapest car insurance company in Winslow for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.

 
Winslow Insurer Monthly Cost
Travelers $67
Gainsco $70
State Farm $74
Safe Auto $74

Savings for Every Kind of Winslow Driver

The table shows how much the average auto insurance customer in Winslow might save by following our recommendations.

Based on our extensive insurance data, we know the average Winslow driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $376 per year by choosing the right vehicle insurance company. Some Winslow residents are paying out over $1,518 extra every year for auto insurance in Winslow. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Winslow Car Insurance vs. Alabama

People living in Winslow pay an average of 5.29% less than the typical driver in the state. The average driver in Winslow can expect to pay about $1,002 per year, or $1,518 for full coverage.

Based on our analysis, Travelers will be the cheapest provider in Winslow for most people.

Car Insurance Prices by Winslow Neighborhood

Winslow, AL map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Winslow?

The map shows insurance prices in and around Winslow, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,518 to a low of $1,518. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Winslow.

Pick the Best Car Insurance Company for You in Winslow

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Winslow insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Winslow

For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $376 over the average Winslow car insurance company.

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We use the average good driver, paying $95 per month, as our baseline for pricing in Winslow. Travelers, Safe Auto, and MetLife are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Winslow drivers with accidents on their records

In Winslow getting into an accident will raise premiums an average 36% for a yearly cost of $2,376. That's $858 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safe Auto are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $511 over the competition.

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The best car insurance company for Winslow drivers with speeding tickets

>Safe Auto gave the average person with a speeding ticket the most savings, averaging $479 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Winslow, tickets raise premiums on new quotes about $679. If you have a speeding ticket, we recommend State Farm, Travelers, and Safe Auto for savings that beat the average insurance cost of $2,197 per year.

The best auto insurance for Winslow drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,578 per year in auto insurance premiums, which was $1,060 more than a driver with no major issues. Allstate, Travelers, and Dairyland penalized their customers the least for a DUI.

Getting a quote from Allstate may cost the average person with a DUI about $544 less each year.

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The least expensive car insurance company for new and young drivers in Winslow

In Winslow, Travelers costs young drivers $1,180 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Winslow. With an average cost of $5,176 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Winslow

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $146. State Farm, Progressive, and Allstate provided the largest discounts to couples living in Winslow.

State Farm gave the largest car insurance discounts to married couples, averaging $65 saved each year compared to an average Winslow couple's premiums.

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The cheapest car insurance in Winslow for drivers with bad credit

People with poor credit saved an average of $321 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $817 every year. Premiums for people with poor credit were about $2,336 in Winslow. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Allstate, Travelers, and Gainsco.

The best Winslow car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Winslow, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Winslow.

Nationwide was the best company for customer service in Winslow according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Winslow, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Winslow. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Winslow

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 25% of Winslow residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Winslow driver can expect to pay about $101 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winslow, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.
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Auto Insurance Prices in and Around Winslow

What Influences the Cost of Car Insurance in Winslow?

On average, car insurance in Winslow is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Winslow is 50 minutes, which is far more than average for a driver in the state.
  • Alabama state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Winslow are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Winslow is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Winslow is $84 per month for minimum coverage and $127 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Winslow driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Winslow with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.