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Get Cheap Car Insurance in Wolco, OK

We monitor insurance prices, helping the average driver in Wolco save up to 29.6% on car insurance.

 

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The Cheapest Minimum Coverage in Wolco

The chart below shows the cheapest car insurance company in Wolco for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Farm Bureau.

 
Wolco Insurer Monthly Cost
State Farm $49
Safeco Insurance $56
Travelers $61
Farm Bureau $62

Savings for Every Kind of Wolco Driver

The table shows how much the average auto insurance customer in Wolco might save by following our recommendations.

Based on our extensive insurance data, we know the average Wolco driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $353 per year by choosing the right vehicle insurance company. Some Wolco residents are paying out over $1,688 extra every year for auto insurance in Wolco. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Wolco Car Insurance vs. Oklahoma

People living in Wolco pay an average of 3.21% less than the typical driver in the state. The average driver in Wolco can expect to pay about $824 per year, or $1,688 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Wolco for most people.

Car Insurance Prices by Wolco Neighborhood

Wolco, OK map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Wolco?

The map shows insurance prices in and around Wolco, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $20 per year within the city boundaries, with insurance premiums ranging from a high of $1,704 to a low of $1,684. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Wolco.

Pick the Best Car Insurance Company for You in Wolco

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Wolco insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Wolco

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $353 over the average Wolco car insurance company.

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We use the average good driver, paying $111 per month, as our baseline for pricing in Wolco. State Farm, Travelers, and Clearcover are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Wolco drivers with accidents on their records

In Wolco getting into an accident will raise premiums an average 38% for a yearly cost of $2,705. That's $1,017 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $768 over the competition.

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The best car insurance company for Wolco drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $606 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Wolco, tickets raise premiums on new quotes about $709. If you have a speeding ticket, we recommend State Farm, Travelers, and Clearcover for savings that beat the average insurance cost of $2,397 per year.

The best auto insurance for Wolco drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,501 per year in auto insurance premiums, which was $813 more than a driver with no major issues. State Farm, Progressive, and Clearcover penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $506 less each year.

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The least expensive car insurance company for new and young drivers in Wolco

In Wolco, State Farm costs young drivers $1,519 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 68% more for insurance than more mature drivers in Wolco. With an average cost of $5,270 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Wolco

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $139. State Farm, Progressive, and Allstate provided the largest discounts to couples living in Wolco.

State Farm gave the largest car insurance discounts to married couples, averaging $353 saved each year compared to an average Wolco couple's premiums.

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The cheapest car insurance in Wolco for drivers with bad credit

People with poor credit saved an average of $570 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $964 every year. Premiums for people with poor credit were about $2,652 in Wolco. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Clearcover, Farm Bureau, and Gainsco.

The best Wolco car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Wolco, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks Shelter Insurance as the best provider in Wolco.

Allstate was the best company for customer service in Wolco according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Wolco, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Wolco. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Wolco

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 12% of Wolco residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wolco driver can expect to pay about $115 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wolco, USAA has the best prices for married couples, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, drivers with speeding tickets, and drivers with bad credit.
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Auto Insurance Prices in and Around Wolco

What Influences the Cost of Car Insurance in Wolco?

On average, car insurance in Wolco is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Wolco is 40 minutes, which is far more than average for a driver in the state.
  • Oklahoma state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Wolco are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Wolco is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Wolco is $69 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

  • Pershing: Insurance costs 0.24% less
  • Ochelata: Insurance costs 0.24% more
  • Barnsdall: Insurance costs 1.54% more
  • Avant: Insurance costs 0.65% more
  • Tallant: Insurance costs 1.66% more
  • Ramona: Insurance costs 0.77% more
  • Vera: Insurance costs 0.71% more
  • Nelagoney: Insurance costs 0.30% less
  • Wynona: Insurance costs 4.38% more
  • Talala: Insurance costs 1.07% more

Cities with Similar Populations

  • Boyce: Insurance costs 17.42% more
  • Buford: Insurance costs 21.39% more
  • Buckeye: Insurance costs 9.77% less
  • Bruno: Insurance costs 16.41% less
  • Bruceville: Insurance costs 19.19% less
  • Brownbranch: Insurance costs 7.46% more
  • Broadway: Insurance costs 36.43% less
  • Bremen: Insurance costs 10.01% less
  • Breeding: Insurance costs 23.64% more
  • Bray: Insurance costs 17.54% less
* Who is the average Wolco driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Wolco with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.