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Get Cheap Car Insurance in Woodford, VT

We monitor insurance prices, helping the average driver in Woodford save up to 31.8% on car insurance.

 

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The Cheapest Minimum Coverage in Woodford

The chart below shows the cheapest car insurance company in Woodford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Concord Group Insurance.

 
Woodford Insurer Monthly Cost
Kemper $33
State Farm $38
Safeco Insurance $43
Concord Group Insurance $48

Savings for Every Kind of Woodford Driver

The table shows how much the average auto insurance customer in Woodford might save by following our recommendations.

Based on our extensive insurance data, we know the average Woodford driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $299 per year by choosing the right vehicle insurance company. Some Woodford residents are paying out over $1,179 extra every year for auto insurance in Woodford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Woodford Car Insurance vs. Vermont

People living in Woodford pay an average of 3.39% less than the typical driver in the state. The average driver in Woodford can expect to pay about $648 per year, or $1,179 for full coverage.

Based on our analysis, Safeco Insurance will be the cheapest provider in Woodford for most people.

Car Insurance Prices by Woodford Neighborhood

Woodford, VT map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Woodford?

The map shows insurance prices in and around Woodford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1 per year within the city boundaries, with insurance premiums ranging from a high of $1,179 to a low of $1,178. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Woodford.

Pick the Best Car Insurance Company for You in Woodford

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Woodford insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Woodford

For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $299 over the average Woodford car insurance company.

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We use the average good driver, paying $73 per month, as our baseline for pricing in Woodford. Travelers, Safeco Insurance, and Concord Group Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Woodford drivers with accidents on their records

In Woodford getting into an accident will raise premiums an average 36% for a yearly cost of $1,848. That's $670 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Kemper, and Concord Group Insurance are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $559 over the competition.

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The best car insurance company for Woodford drivers with speeding tickets

>Concord Group Insurance gave the average person with a speeding ticket the most savings, averaging $356 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Woodford, tickets raise premiums on new quotes about $435. If you have a speeding ticket, we recommend State Farm, Concord Group Insurance, and Co-Operative Insurance for savings that beat the average insurance cost of $1,613 per year.

The best auto insurance for Woodford drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,089 per year in auto insurance premiums, which was $910 more than a driver with no major issues. State Farm, Concord Group Insurance, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Concord Group Insurance may cost the average person with a DUI about $547 less each year.

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The least expensive car insurance company for new and young drivers in Woodford

In Woodford, Concord Group Insurance costs young drivers $1,080 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 65% more for insurance than more mature drivers in Woodford. With an average cost of $3,396 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Concord Group Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Woodford

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $120. State Farm, Geico, and Concord Group Insurance provided the largest discounts to couples living in Woodford.

State Farm gave the largest car insurance discounts to married couples, averaging $304 saved each year compared to an average Woodford couple's premiums.

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The cheapest car insurance in Woodford for drivers with bad credit

People with poor credit saved an average of $526 with Concord Group Insurance.

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Many people are surprised that their poor credit score can cost them an average of $775 every year. Premiums for people with poor credit were about $1,953 in Woodford. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Concord Group Insurance.

The best Woodford car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Woodford, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Woodford.

Nationwide was the best company for customer service in Woodford according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Woodford, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Woodford. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Woodford

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 11% of Woodford residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Woodford driver can expect to pay about $81 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Woodford, USAA has the best prices for drivers with a DUI conviction, married couples, young drivers, drivers with bad credit, drivers with accidents, drivers with speeding tickets, and good drivers.
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Auto Insurance Prices in and Around Woodford

What Influences the Cost of Car Insurance in Woodford?

On average, car insurance in Woodford is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Woodford is 26 minutes, which is far less than average for a driver in the state.
  • Vermont state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Woodford are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
  • Woodford is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Woodford is $54 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Woodford driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Woodford with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.