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Get Cheap Car Insurance in Young Hickory, OH
We monitor insurance prices, helping the average driver in Young Hickory save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Young Hickory
The chart below shows the cheapest car insurance company in Young Hickory for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Young Hickory Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Safeco Insurance | $47 |
| Travelers | $48 |
| Mile Auto | $50 |
Savings for Every Kind of Young Hickory Driver
Based on our extensive insurance data, we know the average Young Hickory driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $291 per year by choosing the right vehicle insurance company. Some Young Hickory residents are paying out over $1,102 extra every year for auto insurance in Young Hickory. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Young Hickory, OH Savings / Yr. |
|---|---|
$291 |
|
$495 |
|
$419 |
|
$447 |
|
$1,070 |
|
$304 |
|
$427 |
Young Hickory Car Insurance vs. Ohio
People living in Young Hickory pay an average of 1.94% less than the typical driver in the state. The average driver in Young Hickory can expect to pay about $744 per year, or $1,102 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Young Hickory for most people.
Car Insurance Prices by Young Hickory Neighborhood
Insurance Prices
Where is insurance cheapest within Young Hickory?
The map shows insurance prices in and around Young Hickory, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,135 to a low of $1,101. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Young Hickory.Pick the Best Car Insurance Company for You in Young Hickory
The best car insurance provider for most drivers in Young Hickory
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $291 over the average Young Hickory car insurance company.
The best car insurance provider for Young Hickory drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $495 over the competition.
The best car insurance company for Young Hickory drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Young Hickory drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $447 less each year.
The least expensive car insurance company for new and young drivers in Young Hickory
In Young Hickory, Geico costs young drivers $1,070 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Young Hickory
State Farm gave the largest car insurance discounts to married couples, averaging $304 saved each year compared to an average Young Hickory couple's premiums.
The cheapest car insurance in Young Hickory for drivers with bad credit
The best Young Hickory car insurance company for customer service
Nationwide was the best company for customer service in Young Hickory according to the NAIC.
Recent price drops
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The cheapest large national provider in Young Hickory
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Young Hickory driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Young Hickory, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Young Hickory
What Influences the Cost of Car Insurance in Young Hickory?
On average, car insurance in Young Hickory is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Young Hickory are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Young Hickory is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Young Hickory is $62 per month for minimum coverage and $92 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cumberland: Insurance costs 0.09% more
- Hiramsburg: Insurance costs 1.63% less
- Ava: Insurance costs 0.18% less
- High Hill: Insurance costs 2.99% more
- Pleasant City: Insurance costs 1.18% more
- Belle Valley: Insurance costs 0.73% less
- Claysville: Insurance costs 0.64% more
- Hoskinsville: Insurance costs 1.63% less
- Derwent: Insurance costs 1.45% more
- Renrock: Insurance costs 1.36% more
Cities with Similar Populations
- Annamoriah: Insurance costs 37.39% more
- Anaconda-Deer Lodge County: Insurance costs 44.10% more
- Quail: Insurance costs 53.09% more
- Rardin: Insurance costs 31.03% more
- Rands: Insurance costs 10.89% more
- Randolph: Insurance costs 88.48% more
- Randles: Insurance costs 61.25% more
- Ramona Beach: Insurance costs 84.85% more
- Ralston Corner: Insurance costs 8.44% more
- Raines Corner: Insurance costs 33.76% more