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Get Cheap Car Insurance in Yuma Townsite, Yuma, AZ
We monitor insurance prices, helping the average driver in Yuma Townsite save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Yuma Townsite
The chart below shows the cheapest car insurance company in Yuma Townsite for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Yuma Townsite Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $61 |
| Mile Auto | $77 |
| MetLife | $77 |
Savings for Every Kind of Yuma Townsite Driver
Based on our extensive insurance data, we know the average Yuma Townsite driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $684 per year by choosing the right vehicle insurance company. Some Yuma Townsite residents are paying out over $1,769 extra every year for auto insurance in Yuma Townsite. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Yuma Townsite, Yuma, AZ Savings / Yr. |
|---|---|
$684 |
|
$608 |
|
$370 |
|
$621 |
|
$1,971 |
|
$348 |
|
$977 |
Yuma Townsite Car Insurance vs. Yuma
People living in Yuma Townsite pay an average of 2.46% less than the typical driver in the state. The average driver in Yuma Townsite can expect to pay about $932 per year, or $1,769 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Yuma Townsite for most people.
Car Insurance Prices by Yuma Townsite Neighborhood
Insurance Prices
Where is insurance cheapest within Yuma Townsite?
The map shows insurance prices in and around Yuma Townsite, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $182 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,853 to a low of $1,671. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Yuma Townsite.Pick the Best Car Insurance Company for You in Yuma Townsite
The best car insurance provider for most drivers in Yuma Townsite
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $684 over the average Yuma Townsite car insurance company.
The best car insurance provider for Yuma Townsite drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $608 over the competition.
The best car insurance company for Yuma Townsite drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $370 better than other car insurance companies.
The best auto insurance for Yuma Townsite drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $621 less each year.
The least expensive car insurance company for new and young drivers in Yuma Townsite
In Yuma Townsite, Geico costs young drivers $1,971 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Yuma Townsite
State Farm gave the largest car insurance discounts to married couples, averaging $348 saved each year compared to an average Yuma Townsite couple's premiums.
The cheapest car insurance in Yuma Townsite for drivers with bad credit
The best Yuma Townsite car insurance company for customer service
Nationwide was the best company for customer service in Yuma Townsite according to the NAIC.
Recent price drops
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The cheapest large national provider in Yuma Townsite
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Yuma Townsite driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Yuma Townsite, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Yuma Townsite
What Influences the Cost of Car Insurance in Yuma Townsite?
On average, car insurance in Yuma Townsite is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Yuma Townsite is 23 minutes, which is far less than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Yuma Townsite are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Yuma Townsite is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Yuma Townsite is $78 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Foothills: Insurance costs 4.41% less
- Granite Hills: Insurance costs 12.83% more
- Winter Gardens: Insurance costs 10.74% more
- Eastlake Vistas: Insurance costs 9.50% more
- Eastlake Trails: Insurance costs 9.50% more
- Rolling Hills Ranch: Insurance costs 11.76% more
- Sky Ranch: Insurance costs 10.85% more
- Estlake Greens: Insurance costs 14.08% more
- San Miguel Ranch: Insurance costs 10.74% more
- East Lake: Insurance costs 15.15% more
Neighborhoods with Similar Populations
- Alta Loma: Insurance costs 10.97% more
- Assumption Parish: Insurance costs 26.17% more
- Atchison Woods: Insurance costs 35.61% more
- Atlantic Boulevard Estates: Insurance costs 38.84% more
- Aviation: Insurance costs 129.00% more
- Bay Colony: Insurance costs 74.51% more
- Bayswater: Insurance costs 24.25% less
- Beatties Ford-Trinity: Insurance costs 13.91% less
- Sears Park Area: Insurance costs 0.96% less
- Silver Valley Addition: Insurance costs 13.28% less