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Get Cheap Car Insurance in Zenith Heights, MI
We monitor insurance prices, helping the average driver in Zenith Heights save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Zenith Heights
The chart below shows the cheapest car insurance company in Zenith Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Zenith Heights Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $101 |
| Progressive | $116 |
| State Farm | $117 |
| Safeco Insurance | $123 |
Savings for Every Kind of Zenith Heights Driver
Based on our extensive insurance data, we know the average Zenith Heights driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,100 per year by choosing the right vehicle insurance company. Some Zenith Heights residents are paying out over $2,738 extra every year for auto insurance in Zenith Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Zenith Heights, MI Savings / Yr. |
|---|---|
$1,100 |
|
$1,796 |
|
$1,589 |
|
$2,416 |
|
$2,850 |
|
$0 |
|
$0 |
Zenith Heights Car Insurance vs. Michigan
People living in Zenith Heights pay an average of 5.57% less than the typical driver in the state. The average driver in Zenith Heights can expect to pay about $2,079 per year, or $2,738 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Zenith Heights for most people.
Car Insurance Prices by Zenith Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Zenith Heights?
The map shows insurance prices in and around Zenith Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $32 per year within the city boundaries, with insurance premiums ranging from a high of $2,753 to a low of $2,721. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Zenith Heights.Pick the Best Car Insurance Company for You in Zenith Heights
The best car insurance provider for most drivers in Zenith Heights
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,100 over the average Zenith Heights car insurance company.
The best car insurance provider for Zenith Heights drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,796 over the competition.
The best car insurance company for Zenith Heights drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,589 better than other car insurance companies.
The best auto insurance for Zenith Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,416 less each year.
The least expensive car insurance company for new and young drivers in Zenith Heights
In Zenith Heights, Geico costs young drivers $2,850 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Zenith Heights
The cheapest car insurance in Zenith Heights for drivers with bad credit
The best Zenith Heights car insurance company for customer service
Nationwide was the best company for customer service in Zenith Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Zenith Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Zenith Heights driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Zenith Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Zenith Heights
What Influences the Cost of Car Insurance in Zenith Heights?
On average, car insurance in Zenith Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Zenith Heights is 23 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Zenith Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Zenith Heights is $173 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bay Shore: Insurance costs 1.35% more
- Horton Bay: Insurance costs 1.21% less
- Petoskey: Insurance costs 1.24% more
- Clarion: Insurance costs 1.57% less
- Burgess: Insurance costs 1.28% less
- Walloon Lake: Insurance costs 2.81% less
- Boyne City: Insurance costs 0.66% more
- Ironton: Insurance costs 1.46% less
- Wildwood: Insurance costs 0.15% more
- Conway: Insurance costs 0.29% more
Cities with Similar Populations
- Yuba: Insurance costs 0.73% more
- Virginville: Insurance costs 52.08% less
- Clarksburg: Insurance costs 36.01% less
- Collettsville: Insurance costs 55.26% less
- Acra: Insurance costs 18.08% less
- Benton: Insurance costs 65.27% less
- Ballard: Insurance costs 46.06% less
- Ballantine: Insurance costs 41.02% less
- Axtell: Insurance costs 44.59% less
- Auburn Junction: Insurance costs 58.33% less