Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 22039, VA
We monitor insurance prices, helping the average driver in 22039 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 22039
The chart below shows the cheapest car insurance company in 22039 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 22039 Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $53 |
| Farm Bureau | $56 |
| Safeco Insurance | $59 |
Savings for Every Kind of 22039 Driver
Based on our extensive insurance data, we know the average 22039 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $488 per year by choosing the right vehicle insurance company. Some 22039 residents are paying out over $1,293 extra every year for auto insurance in 22039. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
22039, VA Savings / Yr. |
|---|---|
$488 |
|
$832 |
|
$712 |
|
$696 |
|
$1,139 |
|
$261 |
|
$469 |
22039 Car Insurance vs. Virginia
People living in 22039 pay an average of 6.45% more than the typical driver in the state. The average driver in 22039 can expect to pay about $895 per year, or $1,293 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 22039 for most people.
Car Insurance Prices by 22039 Neighborhood
Insurance Prices
Where is insurance cheapest within 22039?
The map shows insurance prices in and around 22039, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $184 per year within the zip boundaries, with insurance premiums ranging from a high of $1,396 to a low of $1,212. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of 22039.Pick the Best Car Insurance Company for You in 22039
The best car insurance provider for most drivers in 22039
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $488 over the average 22039 car insurance company.
The best car insurance provider for 22039 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $832 over the competition.
The best car insurance company for 22039 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $712 better than other car insurance companies.
The best auto insurance for 22039 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $696 less each year.
The least expensive car insurance company for new and young drivers in 22039
In 22039, Erie Insurance costs young drivers $1,139 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 22039
Farm Bureau gave the largest car insurance discounts to married couples, averaging $261 saved each year compared to an average 22039 couple's premiums.
The cheapest car insurance in 22039 for drivers with bad credit
The best 22039 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 22039, which was better than other insurers.
The cheapest large national provider in 22039
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 22039 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 22039, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 22039
What Influences the Cost of Car Insurance in 22039?
On average, car insurance in 22039 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 22039 is 46 minutes, which is far more than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 3 to 4 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 22039 are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 22039 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 22039 is $75 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 22015: Insurance costs 0.93% more
- 22153: Insurance costs 3.63% more
- 22152: Insurance costs 2.47% more
- 22032: Insurance costs 0.31% more
- 22192: Insurance costs 4.87% more
- 22125: Insurance costs 6.03% more
- 22079: Insurance costs 4.33% more
- 22151: Insurance costs 3.87% more
- 22150: Insurance costs 6.88% more
- 22030: Insurance costs 1.16% more
Zip Codes with Similar Populations
- 07114: Insurance costs 81.05% more
- 70807: Insurance costs 182.29% more
- 33609: Insurance costs 113.61% more
- 34695: Insurance costs 114.62% more
- 37179: Insurance costs 8.58% more
- 48374: Insurance costs 141.14% more
- 48386: Insurance costs 131.79% more
- 49331: Insurance costs 107.27% more
- 53147: Insurance costs 14.23% less
- 54235: Insurance costs 16.24% less