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Get Cheap Car Insurance in 22151, VA
We monitor insurance prices, helping the average driver in 22151 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 22151
The chart below shows the cheapest car insurance company in 22151 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 22151 Insurer | Monthly Cost |
|---|---|
| Metromile | $48 |
| Geico | $55 |
| Farm Bureau | $58 |
| Safeco Insurance | $61 |
Savings for Every Kind of 22151 Driver
Based on our extensive insurance data, we know the average 22151 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $506 per year by choosing the right vehicle insurance company. Some 22151 residents are paying out over $1,343 extra every year for auto insurance in 22151. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
22151, VA Savings / Yr. |
|---|---|
$506 |
|
$864 |
|
$739 |
|
$723 |
|
$1,183 |
|
$271 |
|
$487 |
22151 Car Insurance vs. Virginia
People living in 22151 pay an average of 10.53% more than the typical driver in the state. The average driver in 22151 can expect to pay about $930 per year, or $1,343 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 22151 for most people.
Car Insurance Prices by 22151 Neighborhood
Insurance Prices
Where is insurance cheapest within 22151?
The map shows insurance prices in and around 22151, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $141 per year within the zip boundaries, with insurance premiums ranging from a high of $1,419 to a low of $1,278. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of 22151.Pick the Best Car Insurance Company for You in 22151
The best car insurance provider for most drivers in 22151
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $506 over the average 22151 car insurance company.
The best car insurance provider for 22151 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $864 over the competition.
The best car insurance company for 22151 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $739 better than other car insurance companies.
The best auto insurance for 22151 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $723 less each year.
The least expensive car insurance company for new and young drivers in 22151
In 22151, Erie Insurance costs young drivers $1,183 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 22151
Farm Bureau gave the largest car insurance discounts to married couples, averaging $271 saved each year compared to an average 22151 couple's premiums.
The cheapest car insurance in 22151 for drivers with bad credit
The best 22151 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 22151
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 22151 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 22151, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 22151
What Influences the Cost of Car Insurance in 22151?
On average, car insurance in 22151 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 22151 is 38 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 22151 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 22151 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 22151 is $77 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 22003: Insurance costs 0.74% more
- 22152: Insurance costs 1.34% less
- 22150: Insurance costs 2.90% more
- 22312: Insurance costs 3.20% more
- 22015: Insurance costs 2.83% less
- 22153: Insurance costs 0.22% less
- 22032: Insurance costs 3.43% less
- 22042: Insurance costs 0.45% less
- 22315: Insurance costs 0.82% more
- 22310: Insurance costs the same
Zip Codes with Similar Populations
- 90670: Insurance costs 68.88% more
- 62298: Insurance costs 8.86% more
- 64082: Insurance costs 36.56% more
- 67530: Insurance costs 16.31% more
- 29512: Insurance costs 27.62% more
- 77437: Insurance costs 23.08% more
- 28716: Insurance costs 10.80% less
- 22305: Insurance costs 4.10% more
- 22039: Insurance costs 3.72% less
- 21613: Insurance costs 37.53% more