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Get Cheap Car Insurance in 22656, VA
We monitor insurance prices, helping the average driver in 22656 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 22656
The chart below shows the cheapest car insurance company in 22656 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 22656 Insurer | Monthly Cost |
|---|---|
| Metromile | $43 |
| Geico | $49 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of 22656 Driver
Based on our extensive insurance data, we know the average 22656 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some 22656 residents are paying out over $1,191 extra every year for auto insurance in 22656. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
22656, VA Savings / Yr. |
|---|---|
$449 |
|
$767 |
|
$656 |
|
$641 |
|
$1,049 |
|
$240 |
|
$432 |
22656 Car Insurance vs. Virginia
People living in 22656 pay an average of 1.96% less than the typical driver in the state. The average driver in 22656 can expect to pay about $824 per year, or $1,191 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 22656 for most people.
Car Insurance Prices by 22656 Neighborhood
Insurance Prices
Where is insurance cheapest within 22656?
The map shows insurance prices in and around 22656, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $96 per year within the zip boundaries, with insurance premiums ranging from a high of $1,212 to a low of $1,116. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the North parts of 22656.Pick the Best Car Insurance Company for You in 22656
The best car insurance provider for most drivers in 22656
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $449 over the average 22656 car insurance company.
The best car insurance provider for 22656 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $767 over the competition.
The best car insurance company for 22656 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $656 better than other car insurance companies.
The best auto insurance for 22656 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in 22656
In 22656, Erie Insurance costs young drivers $1,049 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 22656
Farm Bureau gave the largest car insurance discounts to married couples, averaging $240 saved each year compared to an average 22656 couple's premiums.
The cheapest car insurance in 22656 for drivers with bad credit
The best 22656 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 22656
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 22656 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 22656, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 22656
What Influences the Cost of Car Insurance in 22656?
On average, car insurance in 22656 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 22656 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- 22656 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 22656 is $69 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 22624: Insurance costs 3.36% less
- 22603: Insurance costs 2.10% less
- 22601: Insurance costs 0.50% more
- 22602: Insurance costs 0.50% less
- 22611: Insurance costs 0.25% more
- 25413: Insurance costs 20.91% more
- 25446: Insurance costs 13.94% more
- 25420: Insurance costs 16.88% more
- 25421: Insurance costs 16.88% more
- 25428: Insurance costs 20.82% more
Zip Codes with Similar Populations
- 35442: Insurance costs 35.01% more
- 70339: Insurance costs 160.79% more
- 70075: Insurance costs 195.55% more
- 68142: Insurance costs 20.32% more
- 65631: Insurance costs 48.03% more
- 64628: Insurance costs 47.77% more
- 38676: Insurance costs 51.22% more
- 38363: Insurance costs 13.10% more
- 38023: Insurance costs 19.90% more
- 37085: Insurance costs 12.85% more