Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 23150, VA
We monitor insurance prices, helping the average driver in 23150 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 23150
The chart below shows the cheapest car insurance company in 23150 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 23150 Insurer | Monthly Cost |
|---|---|
| Metromile | $44 |
| Geico | $51 |
| Farm Bureau | $53 |
| Safeco Insurance | $56 |
Savings for Every Kind of 23150 Driver
Based on our extensive insurance data, we know the average 23150 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $467 per year by choosing the right vehicle insurance company. Some 23150 residents are paying out over $1,239 extra every year for auto insurance in 23150. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
23150, VA Savings / Yr. |
|---|---|
$467 |
|
$797 |
|
$682 |
|
$667 |
|
$1,091 |
|
$250 |
|
$450 |
23150 Car Insurance vs. Virginia
People living in 23150 pay an average of 1.95% more than the typical driver in the state. The average driver in 23150 can expect to pay about $857 per year, or $1,239 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 23150 for most people.
Car Insurance Prices by 23150 Neighborhood
Insurance Prices
Where is insurance cheapest within 23150?
The map shows insurance prices in and around 23150, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $285 per year within the zip boundaries, with insurance premiums ranging from a high of $1,438 to a low of $1,153. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of 23150.Pick the Best Car Insurance Company for You in 23150
The best car insurance provider for most drivers in 23150
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $467 over the average 23150 car insurance company.
The best car insurance provider for 23150 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $797 over the competition.
The best car insurance company for 23150 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $682 better than other car insurance companies.
The best auto insurance for 23150 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $667 less each year.
The least expensive car insurance company for new and young drivers in 23150
In 23150, Erie Insurance costs young drivers $1,091 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 23150
Farm Bureau gave the largest car insurance discounts to married couples, averaging $250 saved each year compared to an average 23150 couple's premiums.
The cheapest car insurance in 23150 for drivers with bad credit
The best 23150 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 23150, which was better than other insurers.
The cheapest large national provider in 23150
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 23150 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 23150, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 23150
What Influences the Cost of Car Insurance in 23150?
On average, car insurance in 23150 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 23150 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 23150 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 23150 is $71 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 23075: Insurance costs 7.99% more
- 23231: Insurance costs 6.30% more
- 23223: Insurance costs 11.14% more
- 23141: Insurance costs 3.23% less
- 23111: Insurance costs 5.97% less
- 23298: Insurance costs 10.41% more
- 23219: Insurance costs 7.67% more
- 23222: Insurance costs 14.69% more
- 23284: Insurance costs 6.78% more
- 23220: Insurance costs 4.12% more
Zip Codes with Similar Populations
- 02921: Insurance costs 82.16% more
- 98823: Insurance costs 7.10% more
- 92055: Insurance costs 50.85% more
- 78559: Insurance costs 42.45% more
- 45680: Insurance costs 8.15% less
- 16137: Insurance costs 11.78% more
- 15066: Insurance costs 12.35% more
- 11764: Insurance costs 108.15% more
- 11577: Insurance costs 122.44% more
- 10927: Insurance costs 131.80% more