Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 23223, VA
We monitor insurance prices, helping the average driver in 23223 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 23223
The chart below shows the cheapest car insurance company in 23223 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 23223 Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| Geico | $56 |
| Farm Bureau | $59 |
| Safeco Insurance | $63 |
Savings for Every Kind of 23223 Driver
Based on our extensive insurance data, we know the average 23223 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $519 per year by choosing the right vehicle insurance company. Some 23223 residents are paying out over $1,377 extra every year for auto insurance in 23223. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
23223, VA Savings / Yr. |
|---|---|
$519 |
|
$886 |
|
$758 |
|
$741 |
|
$1,213 |
|
$278 |
|
$500 |
23223 Car Insurance vs. Virginia
People living in 23223 pay an average of 13.34% more than the typical driver in the state. The average driver in 23223 can expect to pay about $953 per year, or $1,377 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 23223 for most people.
Car Insurance Prices by 23223 Neighborhood
Insurance Prices
Where is insurance cheapest within 23223?
The map shows insurance prices in and around 23223, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $419 per year within the zip boundaries, with insurance premiums ranging from a high of $1,582 to a low of $1,163. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of 23223.Pick the Best Car Insurance Company for You in 23223
The best car insurance provider for most drivers in 23223
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $519 over the average 23223 car insurance company.
The best car insurance provider for 23223 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $886 over the competition.
The best car insurance company for 23223 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $758 better than other car insurance companies.
The best auto insurance for 23223 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $741 less each year.
The least expensive car insurance company for new and young drivers in 23223
In 23223, Erie Insurance costs young drivers $1,213 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 23223
Farm Bureau gave the largest car insurance discounts to married couples, averaging $278 saved each year compared to an average 23223 couple's premiums.
The cheapest car insurance in 23223 for drivers with bad credit
The best 23223 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 23223, which was better than other insurers.
The cheapest large national provider in 23223
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 23223 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 23223, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 23223
What Influences the Cost of Car Insurance in 23223?
On average, car insurance in 23223 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 23223 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 23223 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 23223 is $79 per month for minimum coverage and $115 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 23298: Insurance costs 0.65% less
- 23219: Insurance costs 3.12% less
- 23222: Insurance costs 3.20% more
- 23284: Insurance costs 3.92% less
- 23220: Insurance costs 6.32% less
- 23075: Insurance costs 2.83% less
- 23231: Insurance costs 4.36% less
- 23227: Insurance costs 7.12% less
- 23221: Insurance costs 10.75% less
- 23224: Insurance costs 1.74% more
Zip Codes with Similar Populations
- 96792: Insurance costs 5.08% more
- 23434: Insurance costs 7.48% less
- 29223: Insurance costs 32.97% more
- 30228: Insurance costs 44.88% more
- 32256: Insurance costs 80.03% more
- 33810: Insurance costs 83.22% more
- 37087: Insurance costs 0.65% less
- 92117: Insurance costs 41.18% more
- 93638: Insurance costs 56.21% more
- 95616: Insurance costs 46.70% more