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Get Cheap Car Insurance in 23227, VA
We monitor insurance prices, helping the average driver in 23227 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 23227
The chart below shows the cheapest car insurance company in 23227 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 23227 Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Farm Bureau | $55 |
| Safeco Insurance | $58 |
Savings for Every Kind of 23227 Driver
Based on our extensive insurance data, we know the average 23227 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $482 per year by choosing the right vehicle insurance company. Some 23227 residents are paying out over $1,279 extra every year for auto insurance in 23227. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
23227, VA Savings / Yr. |
|---|---|
$482 |
|
$823 |
|
$704 |
|
$688 |
|
$1,126 |
|
$258 |
|
$464 |
23227 Car Insurance vs. Virginia
People living in 23227 pay an average of 5.25% more than the typical driver in the state. The average driver in 23227 can expect to pay about $885 per year, or $1,279 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 23227 for most people.
Car Insurance Prices by 23227 Neighborhood
Insurance Prices
Where is insurance cheapest within 23227?
The map shows insurance prices in and around 23227, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $265 per year within the zip boundaries, with insurance premiums ranging from a high of $1,437 to a low of $1,172. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of 23227.Pick the Best Car Insurance Company for You in 23227
The best car insurance provider for most drivers in 23227
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $482 over the average 23227 car insurance company.
The best car insurance provider for 23227 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $823 over the competition.
The best car insurance company for 23227 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $704 better than other car insurance companies.
The best auto insurance for 23227 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $688 less each year.
The least expensive car insurance company for new and young drivers in 23227
In 23227, Erie Insurance costs young drivers $1,126 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 23227
Farm Bureau gave the largest car insurance discounts to married couples, averaging $258 saved each year compared to an average 23227 couple's premiums.
The cheapest car insurance in 23227 for drivers with bad credit
The best 23227 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 23227
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 23227 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 23227, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 23227
What Influences the Cost of Car Insurance in 23227?
On average, car insurance in 23227 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Virginia state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 23227 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 23227 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 23227 is $74 per month for minimum coverage and $107 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 23222: Insurance costs 11.10% more
- 23230: Insurance costs 3.13% less
- 23228: Insurance costs 2.11% less
- 23221: Insurance costs 3.91% less
- 23220: Insurance costs 0.86% more
- 23284: Insurance costs 3.44% more
- 23226: Insurance costs 6.80% less
- 23219: Insurance costs 4.30% more
- 23298: Insurance costs 6.96% more
- 23223: Insurance costs 7.66% more
Zip Codes with Similar Populations
- 21040: Insurance costs 62.63% more
- 61615: Insurance costs 13.68% more
- 37215: Insurance costs 8.21% more
- 44012: Insurance costs 15.01% less
- 94609: Insurance costs 83.27% more
- 48167: Insurance costs 136.20% more
- 91411: Insurance costs 108.91% more
- 91403: Insurance costs 104.07% more
- 90403: Insurance costs 88.12% more
- 36605: Insurance costs 39.87% more