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Get Cheap Car Insurance in 24421, VA
We monitor insurance prices, helping the average driver in 24421 save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in 24421
The chart below shows the cheapest car insurance company in 24421 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| 24421 Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $47 |
| Farm Bureau | $50 |
| Safeco Insurance | $53 |
Savings for Every Kind of 24421 Driver
Based on our extensive insurance data, we know the average 24421 driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $437 per year by choosing the right vehicle insurance company. Some 24421 residents are paying out over $1,160 extra every year for auto insurance in 24421. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
24421, VA Savings / Yr. |
|---|---|
$437 |
|
$747 |
|
$639 |
|
$625 |
|
$1,022 |
|
$234 |
|
$421 |
24421 Car Insurance vs. Virginia
People living in 24421 pay an average of 4.49% less than the typical driver in the state. The average driver in 24421 can expect to pay about $803 per year, or $1,160 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 24421 for most people.
Car Insurance Prices by 24421 Neighborhood
Insurance Prices
Where is insurance cheapest within 24421?
The map shows insurance prices in and around 24421, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $37 per year within the zip boundaries, with insurance premiums ranging from a high of $1,185 to a low of $1,148. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of 24421.Pick the Best Car Insurance Company for You in 24421
The best car insurance provider for most drivers in 24421
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $437 over the average 24421 car insurance company.
The best car insurance provider for 24421 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $747 over the competition.
The best car insurance company for 24421 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $639 better than other car insurance companies.
The best auto insurance for 24421 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $625 less each year.
The least expensive car insurance company for new and young drivers in 24421
In 24421, Erie Insurance costs young drivers $1,022 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 24421
Farm Bureau gave the largest car insurance discounts to married couples, averaging $234 saved each year compared to an average 24421 couple's premiums.
The cheapest car insurance in 24421 for drivers with bad credit
The best 24421 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 24421
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 24421 driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 24421, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 24421
What Influences the Cost of Car Insurance in 24421?
On average, car insurance in 24421 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 24421 is 31 minutes, which is a little less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 24421 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- 24421 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 24421 is $67 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 24479: Insurance costs 1.47% more
- 22843: Insurance costs 2.16% less
- 24401: Insurance costs 0.86% more
- 24485: Insurance costs 1.64% more
- 24482: Insurance costs 0.17% less
- 24467: Insurance costs 1.29% less
- 24411: Insurance costs 3.97% more
- 24437: Insurance costs 1.64% less
- 24486: Insurance costs 2.67% less
- 24432: Insurance costs 1.72% more
Zip Codes with Similar Populations
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- 37144: Insurance costs 14.22% more
- 75975: Insurance costs 40.95% more
- 78010: Insurance costs 43.53% more
- 84761: Insurance costs 15.00% more
- 35989: Insurance costs 30.52% more
- 34289: Insurance costs 94.91% more