Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 84761, UT
We monitor insurance prices, helping the average driver in 84761 save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in 84761
The chart below shows the cheapest car insurance company in 84761 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| 84761 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $48 |
| Auto-Owners Insurance | $49 |
| Travelers | $57 |
| State Farm | $59 |
Savings for Every Kind of 84761 Driver
Based on our extensive insurance data, we know the average 84761 driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $410 per year by choosing the right vehicle insurance company. Some 84761 residents are paying out over $1,334 extra every year for auto insurance in 84761. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
84761, UT Savings / Yr. |
|---|---|
$410 |
|
$746 |
|
$597 |
|
$753 |
|
$1,977 |
|
$216 |
|
$862 |
84761 Car Insurance vs. Utah
People living in 84761 pay an average of 6.25% less than the typical driver in the state. The average driver in 84761 can expect to pay about $741 per year, or $1,334 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in 84761 for most people.
Car Insurance Prices by 84761 Neighborhood
Insurance Prices
Where is insurance cheapest within 84761?
The map shows insurance prices in and around 84761, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the zip boundaries, with insurance premiums ranging from a high of $1,347 to a low of $1,322. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of 84761.Pick the Best Car Insurance Company for You in 84761
The best car insurance provider for most drivers in 84761
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $410 over the average 84761 car insurance company.
The best car insurance provider for 84761 drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $746 over the competition.
The best car insurance company for 84761 drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $597 better than other car insurance companies.
The best auto insurance for 84761 drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $753 less each year.
The least expensive car insurance company for new and young drivers in 84761
In 84761, Bear River Mutual costs young drivers $1,977 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 84761
Progressive gave the largest car insurance discounts to married couples, averaging $216 saved each year compared to an average 84761 couple's premiums.
The cheapest car insurance in 84761 for drivers with bad credit
The best 84761 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 84761, which was better than other insurers.
The cheapest large national provider in 84761
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average 84761 driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 84761, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around 84761
What Influences the Cost of Car Insurance in 84761?
On average, car insurance in 84761 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 84761 is 27 minutes, which is about the national average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 84761 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- 84761 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 84761 is $62 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 84760: Insurance costs 0.37% more
- 84772: Insurance costs 0.90% more
- 84719: Insurance costs 0.90% less
- 84721: Insurance costs 1.12% more
- 84759: Insurance costs 0.30% more
- 84714: Insurance costs 1.35% more
- 84753: Insurance costs 1.27% more
- 84726: Insurance costs 0.07% less
- 84716: Insurance costs 0.07% less
- 89042: Insurance costs 61.02% more
Zip Codes with Similar Populations
- 96731: Insurance costs 1.50% more
- 71038: Insurance costs 113.27% more
- 75880: Insurance costs 26.46% more
- 75975: Insurance costs 22.56% more
- 78010: Insurance costs 24.81% more
- 87016: Insurance costs 13.42% more
- 31046: Insurance costs 28.86% more
- 88044: Insurance costs 4.27% more
- 24421: Insurance costs 13.04% less
- 23336: Insurance costs 9.97% less