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Get Cheap Car Insurance in 84716, UT
We monitor insurance prices, helping the average driver in 84716 save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in 84716
The chart below shows the cheapest car insurance company in 84716 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| 84716 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $48 |
| Auto-Owners Insurance | $49 |
| Travelers | $56 |
| State Farm | $58 |
Savings for Every Kind of 84716 Driver
Based on our extensive insurance data, we know the average 84716 driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $409 per year by choosing the right vehicle insurance company. Some 84716 residents are paying out over $1,333 extra every year for auto insurance in 84716. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
84716, UT Savings / Yr. |
|---|---|
$409 |
|
$746 |
|
$597 |
|
$752 |
|
$1,975 |
|
$215 |
|
$861 |
84716 Car Insurance vs. Utah
People living in 84716 pay an average of 6.34% less than the typical driver in the state. The average driver in 84716 can expect to pay about $740 per year, or $1,333 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in 84716 for most people.
Car Insurance Prices by 84716 Neighborhood
Insurance Prices
Where is insurance cheapest within 84716?
The map shows insurance prices in and around 84716, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the zip boundaries, with insurance premiums ranging from a high of $1,333 to a low of $1,333. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of 84716.Pick the Best Car Insurance Company for You in 84716
The best car insurance provider for most drivers in 84716
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $409 over the average 84716 car insurance company.
The best car insurance provider for 84716 drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $746 over the competition.
The best car insurance company for 84716 drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $597 better than other car insurance companies.
The best auto insurance for 84716 drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $752 less each year.
The least expensive car insurance company for new and young drivers in 84716
In 84716, Bear River Mutual costs young drivers $1,975 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 84716
Progressive gave the largest car insurance discounts to married couples, averaging $215 saved each year compared to an average 84716 couple's premiums.
The cheapest car insurance in 84716 for drivers with bad credit
The best 84716 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 84716
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average 84716 driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 84716, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around 84716
What Influences the Cost of Car Insurance in 84716?
On average, car insurance in 84716 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 84716 is 11 minutes, which is far less than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 84716 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- 84716 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 84716 is $62 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 84759: Insurance costs 0.38% more
- 84760: Insurance costs 0.45% more
- 84761: Insurance costs 0.08% more
- 84535: Insurance costs 1.80% more
- 84753: Insurance costs 1.35% more
- 81325: Insurance costs 34.73% more
- 89043: Insurance costs 54.61% more
- 81430: Insurance costs 32.63% more
- 81426: Insurance costs 32.71% more
- 81435: Insurance costs 35.93% more
Zip Codes with Similar Populations
- 38152: Insurance costs 6.98% more
- 87347: Insurance costs 8.25% more
- 85609: Insurance costs 17.48% more
- 84522: Insurance costs 0.08% more
- 83870: Insurance costs 13.43% less
- 45782: Insurance costs 12.45% less
- 41271: Insurance costs 67.07% more
- 40921: Insurance costs 58.51% more
- 40807: Insurance costs 67.89% more
- 40334: Insurance costs 60.09% more