Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 34113, FL
We monitor insurance prices, helping the average driver in 34113 save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in 34113
The chart below shows the cheapest car insurance company in 34113 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| 34113 Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $129 |
| Gainsco | $168 |
| Bristol West | $168 |
Savings for Every Kind of 34113 Driver
Based on our extensive insurance data, we know the average 34113 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $746 per year by choosing the right vehicle insurance company. Some 34113 residents are paying out over $2,548 extra every year for auto insurance in 34113. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
34113, FL Savings / Yr. |
|---|---|
$746 |
|
$1,095 |
|
$842 |
|
$833 |
|
$2,648 |
|
$723 |
|
$1,054 |
34113 Car Insurance vs. Florida
People living in 34113 pay an average of 3.55% less than the typical driver in the state. The average driver in 34113 can expect to pay about $2,326 per year, or $2,548 for full coverage.
Based on our analysis, Geico will be the cheapest provider in 34113 for most people.
Car Insurance Prices by 34113 Neighborhood
Insurance Prices
Where is insurance cheapest within 34113?
The map shows insurance prices in and around 34113, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $736 per year within the zip boundaries, with insurance premiums ranging from a high of $2,976 to a low of $2,240. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of 34113.Pick the Best Car Insurance Company for You in 34113
The best car insurance provider for most drivers in 34113
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $746 over the average 34113 car insurance company.
The best car insurance provider for 34113 drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,095 over the competition.
The best car insurance company for 34113 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for 34113 drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $833 less each year.
The least expensive car insurance company for new and young drivers in 34113
In 34113, Geico costs young drivers $2,648 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 34113
Geico gave the largest car insurance discounts to married couples, averaging $723 saved each year compared to an average 34113 couple's premiums.
The cheapest car insurance in 34113 for drivers with bad credit
The best 34113 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 34113, which was better than other insurers.
The cheapest large national provider in 34113
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 34113 driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 34113, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around 34113
What Influences the Cost of Car Insurance in 34113?
On average, car insurance in 34113 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 34113 is 26 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 34113 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- 34113 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 34113 is $194 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 34112: Insurance costs 2.79% less
- 34114: Insurance costs 6.67% less
- 34101: Insurance costs 12.09% less
- 34104: Insurance costs 2.51% less
- 34102: Insurance costs 1.45% less
- 34116: Insurance costs 8.01% more
- 34105: Insurance costs 8.40% less
- 34103: Insurance costs 3.10% less
- 34145: Insurance costs 7.26% less
- 34140: Insurance costs 12.28% less
Zip Codes with Similar Populations
- 03867: Insurance costs 50.94% less
- 11762: Insurance costs 3.81% more
- 14020: Insurance costs 14.01% less
- 14223: Insurance costs 7.57% less
- 25177: Insurance costs 40.35% less
- 29906: Insurance costs 35.48% less
- 33572: Insurance costs 6.24% more
- 61115: Insurance costs 44.70% less
- 76105: Insurance costs 19.39% less
- 75460: Insurance costs 26.57% less