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Get Cheap Car Insurance in 34116, FL
We monitor insurance prices, helping the average driver in 34116 save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in 34116
The chart below shows the cheapest car insurance company in 34116 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| 34116 Insurer | Monthly Cost |
|---|---|
| Geico | $131 |
| State Farm | $139 |
| Gainsco | $182 |
| Bristol West | $182 |
Savings for Every Kind of 34116 Driver
Based on our extensive insurance data, we know the average 34116 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $805 per year by choosing the right vehicle insurance company. Some 34116 residents are paying out over $2,752 extra every year for auto insurance in 34116. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
34116, FL Savings / Yr. |
|---|---|
$805 |
|
$1,182 |
|
$909 |
|
$900 |
|
$2,860 |
|
$781 |
|
$1,139 |
34116 Car Insurance vs. Florida
People living in 34116 pay an average of 4.18% more than the typical driver in the state. The average driver in 34116 can expect to pay about $2,513 per year, or $2,752 for full coverage.
Based on our analysis, Geico will be the cheapest provider in 34116 for most people.
Car Insurance Prices by 34116 Neighborhood
Insurance Prices
Where is insurance cheapest within 34116?
The map shows insurance prices in and around 34116, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $436 per year within the zip boundaries, with insurance premiums ranging from a high of $2,896 to a low of $2,460. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 34116.Pick the Best Car Insurance Company for You in 34116
The best car insurance provider for most drivers in 34116
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $805 over the average 34116 car insurance company.
The best car insurance provider for 34116 drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,182 over the competition.
The best car insurance company for 34116 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $909 better than other car insurance companies.
The best auto insurance for 34116 drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $900 less each year.
The least expensive car insurance company for new and young drivers in 34116
In 34116, Geico costs young drivers $2,860 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 34116
Geico gave the largest car insurance discounts to married couples, averaging $781 saved each year compared to an average 34116 couple's premiums.
The cheapest car insurance in 34116 for drivers with bad credit
The best 34116 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 34116
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average 34116 driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 34116, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around 34116
What Influences the Cost of Car Insurance in 34116?
On average, car insurance in 34116 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 34116 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 34116 is a lightly populated area in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 34116 is $209 per month for minimum coverage and $229 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 34104: Insurance costs 9.74% less
- 34105: Insurance costs 15.19% less
- 34112: Insurance costs 9.99% less
- 34119: Insurance costs 13.95% less
- 34109: Insurance costs 13.44% less
- 34103: Insurance costs 10.28% less
- 34117: Insurance costs 6.83% less
- 34102: Insurance costs 8.76% less
- 34113: Insurance costs 7.41% less
- 34108: Insurance costs 12.10% less
Zip Codes with Similar Populations
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- 48309: Insurance costs 9.59% more
- 50322: Insurance costs 55.49% less
- 54302: Insurance costs 57.63% less