Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 35042, AL
We monitor insurance prices, helping the average driver in 35042 save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in 35042
The chart below shows the cheapest car insurance company in 35042 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| 35042 Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Gainsco | $72 |
| State Farm | $75 |
| Safe Auto | $76 |
Savings for Every Kind of 35042 Driver
Based on our extensive insurance data, we know the average 35042 driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some 35042 residents are paying out over $1,553 extra every year for auto insurance in 35042. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
35042, AL Savings / Yr. |
|---|---|
$385 |
|
$523 |
|
$490 |
|
$556 |
|
$1,207 |
|
$67 |
|
$329 |
35042 Car Insurance vs. Alabama
People living in 35042 pay an average of 3.09% less than the typical driver in the state. The average driver in 35042 can expect to pay about $1,025 per year, or $1,553 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in 35042 for most people.
Car Insurance Prices by 35042 Neighborhood
Insurance Prices
Where is insurance cheapest within 35042?
The map shows insurance prices in and around 35042, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $70 per year within the zip boundaries, with insurance premiums ranging from a high of $1,599 to a low of $1,529. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of 35042.Pick the Best Car Insurance Company for You in 35042
The best car insurance provider for most drivers in 35042
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $385 over the average 35042 car insurance company.
The best car insurance provider for 35042 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $523 over the competition.
The best car insurance company for 35042 drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $490 better than other car insurance companies.
The best auto insurance for 35042 drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $556 less each year.
The least expensive car insurance company for new and young drivers in 35042
In 35042, Travelers costs young drivers $1,207 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 35042
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average 35042 couple's premiums.
The cheapest car insurance in 35042 for drivers with bad credit
The best 35042 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 35042, which was better than other insurers.
The cheapest large national provider in 35042
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average 35042 driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 35042, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around 35042
What Influences the Cost of Car Insurance in 35042?
On average, car insurance in 35042 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 35042 is 35 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 35042 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 35042 is a fairly densely populated area in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 35042 is $85 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 35034: Insurance costs 3.03% more
- 36793: Insurance costs 0.39% more
- 35035: Insurance costs 1.35% more
- 36792: Insurance costs 1.03% more
- 35456: Insurance costs 0.84% less
- 35085: Insurance costs 0.97% less
- 35171: Insurance costs 1.80% less
- 35474: Insurance costs 3.22% more
- 35045: Insurance costs 0.19% less
- 35046: Insurance costs 1.48% less
Zip Codes with Similar Populations
- 22824: Insurance costs 25.43% less
- 26047: Insurance costs 5.86% less
- 25661: Insurance costs 6.50% more
- 97002: Insurance costs 0.45% less
- 97227: Insurance costs 13.20% more
- 24277: Insurance costs 20.03% less
- 23665: Insurance costs 22.67% less
- 23140: Insurance costs 20.86% less
- 22973: Insurance costs 23.18% less
- 95626: Insurance costs 28.40% more