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Get Cheap Car Insurance in 97227, OR
We monitor insurance prices, helping the average driver in 97227 save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in 97227
The chart below shows the cheapest car insurance company in 97227 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| 97227 Insurer | Monthly Cost |
|---|---|
| Metromile | $75 |
| State Farm | $76 |
| Country Financial | $84 |
| Travelers | $87 |
Savings for Every Kind of 97227 Driver
Based on our extensive insurance data, we know the average 97227 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $558 per year by choosing the right vehicle insurance company. Some 97227 residents are paying out over $1,758 extra every year for auto insurance in 97227. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
97227, OR Savings / Yr. |
|---|---|
$558 |
|
$831 |
|
$677 |
|
$761 |
|
$2,020 |
|
$545 |
|
$650 |
97227 Car Insurance vs. Oregon
People living in 97227 pay an average of 16.55% more than the typical driver in the state. The average driver in 97227 can expect to pay about $1,357 per year, or $1,758 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 97227 for most people.
Car Insurance Prices by 97227 Neighborhood
Insurance Prices
Where is insurance cheapest within 97227?
The map shows insurance prices in and around 97227, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $274 per year within the zip boundaries, with insurance premiums ranging from a high of $1,937 to a low of $1,663. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of 97227.Pick the Best Car Insurance Company for You in 97227
The best car insurance provider for most drivers in 97227
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $558 over the average 97227 car insurance company.
The best car insurance provider for 97227 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $831 over the competition.
The best car insurance company for 97227 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $677 better than other car insurance companies.
The best auto insurance for 97227 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $761 less each year.
The least expensive car insurance company for new and young drivers in 97227
In 97227, Country Financial costs young drivers $2,020 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 97227
State Farm gave the largest car insurance discounts to married couples, averaging $545 saved each year compared to an average 97227 couple's premiums.
The cheapest car insurance in 97227 for drivers with bad credit
The best 97227 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 97227
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 97227 driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 97227, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around 97227
What Influences the Cost of Car Insurance in 97227?
On average, car insurance in 97227 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 97227 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 97227 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 97227 is $113 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 97208: Insurance costs 11.32% more
- 97209: Insurance costs 2.79% more
- 97212: Insurance costs 2.39% less
- 97211: Insurance costs 4.49% more
- 97210: Insurance costs 0.06% less
- 97232: Insurance costs 4.49% more
- 97217: Insurance costs 3.70% more
- 97204: Insurance costs 11.43% more
- 97205: Insurance costs 4.44% more
- 97201: Insurance costs 0.28% more
Zip Codes with Similar Populations
- 28305: Insurance costs 25.48% less
- 72855: Insurance costs 4.38% less
- 42206: Insurance costs 13.71% more
- 40337: Insurance costs 23.49% more
- 39168: Insurance costs 5.23% less
- 38483: Insurance costs 23.78% less
- 38225: Insurance costs 23.38% less
- 35042: Insurance costs 11.66% less
- 30735: Insurance costs 2.05% less
- 29003: Insurance costs 0.46% less