Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 37618, TN
We monitor insurance prices, helping the average driver in 37618 save up to 31.8% on car insurance.
The Cheapest Minimum Coverage in 37618
The chart below shows the cheapest car insurance company in 37618 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Farmers Insurance, and Safeco Insurance.
| 37618 Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Geico | $55 |
| Farmers Insurance | $56 |
| Safeco Insurance | $56 |
Savings for Every Kind of 37618 Driver
Based on our extensive insurance data, we know the average 37618 driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $337 per year by choosing the right vehicle insurance company. Some 37618 residents are paying out over $1,319 extra every year for auto insurance in 37618. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
37618, TN Savings / Yr. |
|---|---|
$337 |
|
$607 |
|
$449 |
|
$514 |
|
$1,323 |
|
$318 |
|
$551 |
37618 Car Insurance vs. Tennessee
People living in 37618 pay an average of 4.36% less than the typical driver in the state. The average driver in 37618 can expect to pay about $830 per year, or $1,319 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in 37618 for most people.
Car Insurance Prices by 37618 Neighborhood
Insurance Prices
Where is insurance cheapest within 37618?
The map shows insurance prices in and around 37618, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $87 per year within the zip boundaries, with insurance premiums ranging from a high of $1,376 to a low of $1,289. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of 37618.Pick the Best Car Insurance Company for You in 37618
The best car insurance provider for most drivers in 37618
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $337 over the average 37618 car insurance company.
The best car insurance provider for 37618 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $607 over the competition.
The best car insurance company for 37618 drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $449 better than other car insurance companies.
The best auto insurance for 37618 drivers with a DUI conviction
Getting a quote from Novo may cost the average person with a DUI about $514 less each year.
The least expensive car insurance company for new and young drivers in 37618
In 37618, State Farm costs young drivers $1,323 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 37618
State Farm gave the largest car insurance discounts to married couples, averaging $318 saved each year compared to an average 37618 couple's premiums.
The cheapest car insurance in 37618 for drivers with bad credit
The best 37618 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 37618, which was better than other insurers.
The cheapest large national provider in 37618
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 37618 driver can expect to pay about $95 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 37618, USAA has the best prices for married couples, good drivers, drivers with accidents, drivers with bad credit, drivers with a DUI conviction, drivers with speeding tickets, and young drivers.Auto Insurance Prices in and Around 37618
What Influences the Cost of Car Insurance in 37618?
On average, car insurance in 37618 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 37618 is 33 minutes, which is about the national average for a driver in the state.
- Tennessee state insurance regulations may allow for lower prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 37618 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- 37618 has an average population density in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 37618 is $69 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 37686: Insurance costs 0.53% less
- 37620: Insurance costs 0.61% more
- 37694: Insurance costs 0.45% less
- 37617: Insurance costs 0.91% less
- 37643: Insurance costs 1.36% more
- 37601: Insurance costs 0.53% more
- 37615: Insurance costs 1.97% less
- 37604: Insurance costs 0.45% more
- 37614: Insurance costs 1.06% less
- 37663: Insurance costs 1.44% less
Zip Codes with Similar Populations
- 78256: Insurance costs 36.47% more
- 28697: Insurance costs 9.25% less
- 29829: Insurance costs 19.56% more
- 37327: Insurance costs 2.35% more
- 59501: Insurance costs 21.23% more
- 63134: Insurance costs 71.49% more
- 65742: Insurance costs 32.52% more
- 70583: Insurance costs 146.32% more
- 78225: Insurance costs 50.42% more
- 06478: Insurance costs 46.10% more