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Get Cheap Car Insurance in 70542, LA
We monitor insurance prices, helping the average driver in 70542 save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in 70542
The chart below shows the cheapest car insurance company in 70542 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| 70542 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $110 |
| State Farm | $129 |
| Safeco Insurance | $131 |
| Clearcover | $145 |
Savings for Every Kind of 70542 Driver
Based on our extensive insurance data, we know the average 70542 driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $841 per year by choosing the right vehicle insurance company. Some 70542 residents are paying out over $3,022 extra every year for auto insurance in 70542. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
70542, LA Savings / Yr. |
|---|---|
$841 |
|
$1,474 |
|
$1,049 |
|
$1,583 |
|
$2,511 |
|
$779 |
|
$1,340 |
70542 Car Insurance vs. Louisiana
People living in 70542 pay an average of 0.30% more than the typical driver in the state. The average driver in 70542 can expect to pay about $1,912 per year, or $3,022 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in 70542 for most people.
Car Insurance Prices by 70542 Neighborhood
Insurance Prices
Where is insurance cheapest within 70542?
The map shows insurance prices in and around 70542, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $193 per year within the zip boundaries, with insurance premiums ranging from a high of $3,107 to a low of $2,914. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of 70542.Pick the Best Car Insurance Company for You in 70542
The best car insurance provider for most drivers in 70542
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $841 over the average 70542 car insurance company.
The best car insurance provider for 70542 drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,474 over the competition.
The best car insurance company for 70542 drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $1,049 better than other car insurance companies.
The best auto insurance for 70542 drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,583 less each year.
The least expensive car insurance company for new and young drivers in 70542
In 70542, Farm Bureau costs young drivers $2,511 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 70542
Farm Bureau gave the largest car insurance discounts to married couples, averaging $779 saved each year compared to an average 70542 couple's premiums.
The cheapest car insurance in 70542 for drivers with bad credit
The best 70542 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 70542
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 70542 driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 70542, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around 70542
What Influences the Cost of Car Insurance in 70542?
On average, car insurance in 70542 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 70542 is 36 minutes, which is a little more than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 70542 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- 70542 is one of the most densely populated areas in the state. The zip’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in 70542 is $159 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 70559: Insurance costs 1.72% less
- 70549: Insurance costs 3.14% less
- 70556: Insurance costs 5.82% less
- 70534: Insurance costs 2.71% less
- 70548: Insurance costs 0.69% more
- 70575: Insurance costs 1.42% less
- 70646: Insurance costs 3.74% less
- 70510: Insurance costs 2.98% more
- 70555: Insurance costs 1.06% more
- 70529: Insurance costs 1.46% more
Zip Codes with Similar Populations
- 04579: Insurance costs 68.76% less
- 45858: Insurance costs 65.88% less
- 43469: Insurance costs 64.86% less
- 42051: Insurance costs 33.29% less
- 40402: Insurance costs 25.45% less
- 39631: Insurance costs 42.09% less
- 70456: Insurance costs 4.53% more
- 39092: Insurance costs 45.27% less
- 38449: Insurance costs 55.46% less
- 29168: Insurance costs 41.50% less