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Get Cheap Car Insurance in 76309, TX
We monitor insurance prices, helping the average driver in 76309 save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in 76309
The chart below shows the cheapest car insurance company in 76309 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| 76309 Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $62 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of 76309 Driver
Based on our extensive insurance data, we know the average 76309 driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some 76309 residents are paying out over $1,842 extra every year for auto insurance in 76309. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
76309, TX Savings / Yr. |
|---|---|
$379 |
|
$867 |
|
$765 |
|
$876 |
|
$1,333 |
|
$503 |
|
$551 |
76309 Car Insurance vs. Texas
People living in 76309 pay an average of 5.72% less than the typical driver in the state. The average driver in 76309 can expect to pay about $1,097 per year, or $1,842 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in 76309 for most people.
Car Insurance Prices by 76309 Neighborhood
Insurance Prices
Where is insurance cheapest within 76309?
The map shows insurance prices in and around 76309, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $350 per year within the zip boundaries, with insurance premiums ranging from a high of $2,055 to a low of $1,705. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of 76309.Pick the Best Car Insurance Company for You in 76309
The best car insurance provider for most drivers in 76309
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $379 over the average 76309 car insurance company.
The best car insurance provider for 76309 drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $867 over the competition.
The best car insurance company for 76309 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $765 better than other car insurance companies.
The best auto insurance for 76309 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $876 less each year.
The least expensive car insurance company for new and young drivers in 76309
In 76309, State Farm costs young drivers $1,333 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 76309
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average 76309 couple's premiums.
The cheapest car insurance in 76309 for drivers with bad credit
The best 76309 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 76309
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 76309 driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 76309, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around 76309
What Influences the Cost of Car Insurance in 76309?
On average, car insurance in 76309 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 76309 is 19 minutes, which is far less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 76309 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- 76309 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 76309 is $91 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 76308: Insurance costs 1.74% less
- 76301: Insurance costs 5.48% more
- 76302: Insurance costs 1.63% less
- 76310: Insurance costs 6.30% less
- 76306: Insurance costs 1.30% more
- 76311: Insurance costs 6.51% more
- 76305: Insurance costs 0.60% less
- 76367: Insurance costs 1.47% less
- 76366: Insurance costs 3.58% less
- 76365: Insurance costs 1.74% less
Zip Codes with Similar Populations
- 02052: Insurance costs 15.26% less
- 99019: Insurance costs 26.49% less
- 97056: Insurance costs 15.36% less
- 95320: Insurance costs 4.51% more
- 94920: Insurance costs 12.76% more
- 94707: Insurance costs 7.93% more
- 94705: Insurance costs 14.06% more
- 92014: Insurance costs 7.17% more
- 70538: Insurance costs 68.30% more
- 21666: Insurance costs 0.87% less