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Get Cheap Car Insurance in 84054, UT
We monitor insurance prices, helping the average driver in 84054 save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in 84054
The chart below shows the cheapest car insurance company in 84054 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| 84054 Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $51 |
| Auto-Owners Insurance | $51 |
| Travelers | $60 |
| State Farm | $62 |
Savings for Every Kind of 84054 Driver
Based on our extensive insurance data, we know the average 84054 driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $433 per year by choosing the right vehicle insurance company. Some 84054 residents are paying out over $1,411 extra every year for auto insurance in 84054. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
84054, UT Savings / Yr. |
|---|---|
$433 |
|
$789 |
|
$632 |
|
$796 |
|
$2,091 |
|
$228 |
|
$911 |
84054 Car Insurance vs. Utah
People living in 84054 pay an average of 0.84% less than the typical driver in the state. The average driver in 84054 can expect to pay about $783 per year, or $1,411 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in 84054 for most people.
Car Insurance Prices by 84054 Neighborhood
Insurance Prices
Where is insurance cheapest within 84054?
The map shows insurance prices in and around 84054, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $97 per year within the zip boundaries, with insurance premiums ranging from a high of $1,480 to a low of $1,383. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of 84054.Pick the Best Car Insurance Company for You in 84054
The best car insurance provider for most drivers in 84054
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $433 over the average 84054 car insurance company.
The best car insurance provider for 84054 drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $789 over the competition.
The best car insurance company for 84054 drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $632 better than other car insurance companies.
The best auto insurance for 84054 drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $796 less each year.
The least expensive car insurance company for new and young drivers in 84054
In 84054, Bear River Mutual costs young drivers $2,091 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 84054
Progressive gave the largest car insurance discounts to married couples, averaging $228 saved each year compared to an average 84054 couple's premiums.
The cheapest car insurance in 84054 for drivers with bad credit
The best 84054 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 84054
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average 84054 driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 84054, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around 84054
What Influences the Cost of Car Insurance in 84054?
On average, car insurance in 84054 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 84054 is 28 minutes, which is about the national average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 84054 are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- 84054 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 84054 is $65 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 84087: Insurance costs 0.92% more
- 84010: Insurance costs 1.91% more
- 84116: Insurance costs 15.59% more
- 84103: Insurance costs 4.11% more
- 84134: Insurance costs 13.39% more
- 84144: Insurance costs 4.18% more
- 84014: Insurance costs 0.92% more
- 84101: Insurance costs 6.17% more
- 84111: Insurance costs 7.23% more
- 84102: Insurance costs 6.87% more
Zip Codes with Similar Populations
- 06002: Insurance costs 61.66% more
- 78737: Insurance costs 17.93% more
- 98383: Insurance costs 3.26% more
- 39648: Insurance costs 26.72% more
- 37069: Insurance costs 2.83% less
- 36701: Insurance costs 14.88% more
- 35756: Insurance costs 9.57% more
- 35404: Insurance costs 9.78% more
- 35243: Insurance costs 11.69% more
- 34114: Insurance costs 68.53% more