Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in 97121, OR
We monitor insurance prices, helping the average driver in 97121 save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in 97121
The chart below shows the cheapest car insurance company in 97121 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| 97121 Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $61 |
| Country Financial | $68 |
| Travelers | $70 |
Savings for Every Kind of 97121 Driver
Based on our extensive insurance data, we know the average 97121 driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $449 per year by choosing the right vehicle insurance company. Some 97121 residents are paying out over $1,414 extra every year for auto insurance in 97121. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
97121, OR Savings / Yr. |
|---|---|
$449 |
|
$669 |
|
$545 |
|
$612 |
|
$1,625 |
|
$439 |
|
$523 |
97121 Car Insurance vs. Oregon
People living in 97121 pay an average of 6.22% less than the typical driver in the state. The average driver in 97121 can expect to pay about $1,092 per year, or $1,414 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 97121 for most people.
Car Insurance Prices by 97121 Neighborhood
Insurance Prices
Where is insurance cheapest within 97121?
The map shows insurance prices in and around 97121, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the zip boundaries, with insurance premiums ranging from a high of $1,424 to a low of $1,414. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of 97121.Pick the Best Car Insurance Company for You in 97121
The best car insurance provider for most drivers in 97121
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $449 over the average 97121 car insurance company.
The best car insurance provider for 97121 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for 97121 drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $545 better than other car insurance companies.
The best auto insurance for 97121 drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $612 less each year.
The least expensive car insurance company for new and young drivers in 97121
In 97121, Country Financial costs young drivers $1,625 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 97121
State Farm gave the largest car insurance discounts to married couples, averaging $439 saved each year compared to an average 97121 couple's premiums.
The cheapest car insurance in 97121 for drivers with bad credit
The best 97121 car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in 97121, which was better than other insurers.
The cheapest large national provider in 97121
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 97121 driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 97121, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around 97121
What Influences the Cost of Car Insurance in 97121?
On average, car insurance in 97121 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 97121 is 26 minutes, which is a little less than average for a driver in the state.
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 97121 are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- 97121 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 97121 is $91 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 97146: Insurance costs 0.21% more
- 98614: Insurance costs 1.77% less
- 97103: Insurance costs 5.09% more
- 98647: Insurance costs 1.98% less
- 98612: Insurance costs 3.39% less
- 97016: Insurance costs 7.36% more
- 98632: Insurance costs 1.13% less
- 97048: Insurance costs 9.90% more
- 98611: Insurance costs 1.34% less
- 98626: Insurance costs 1.77% less
Zip Codes with Similar Populations
- 96103: Insurance costs 27.37% more
- 04668: Insurance costs 32.53% less
- 55951: Insurance costs 10.96% more
- 05486: Insurance costs 17.96% less
- 67671: Insurance costs 9.19% more
- 12431: Insurance costs 58.20% more
- 12451: Insurance costs 58.13% more
- 49893: Insurance costs 95.40% more
- 53543: Insurance costs 19.73% less
- 50469: Insurance costs 15.13% less