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Get Cheap Car Insurance in 98266, WA
We monitor insurance prices, helping the average driver in 98266 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 98266
The chart below shows the cheapest car insurance company in 98266 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 98266 Insurer | Monthly Cost |
|---|---|
| Metromile | $49 |
| State Farm | $54 |
| Progressive | $60 |
| Geico | $65 |
Savings for Every Kind of 98266 Driver
Based on our extensive insurance data, we know the average 98266 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $413 per year by choosing the right vehicle insurance company. Some 98266 residents are paying out over $1,412 extra every year for auto insurance in 98266. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
98266, WA Savings / Yr. |
|---|---|
$413 |
|
$730 |
|
$526 |
|
$398 |
|
$1,512 |
|
$286 |
|
$490 |
98266 Car Insurance vs. Washington
People living in 98266 pay an average of 0.57% more than the typical driver in the state. The average driver in 98266 can expect to pay about $849 per year, or $1,412 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 98266 for most people.
Car Insurance Prices by 98266 Neighborhood
Insurance Prices
Where is insurance cheapest within 98266?
The map shows insurance prices in and around 98266, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the zip boundaries, with insurance premiums ranging from a high of $1,420 to a low of $1,353. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of 98266.Pick the Best Car Insurance Company for You in 98266
The best car insurance provider for most drivers in 98266
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $413 over the average 98266 car insurance company.
The best car insurance provider for 98266 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $730 over the competition.
The best car insurance company for 98266 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $526 better than other car insurance companies.
The best auto insurance for 98266 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $398 less each year.
The least expensive car insurance company for new and young drivers in 98266
In 98266, State Farm costs young drivers $1,512 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 98266
State Farm gave the largest car insurance discounts to married couples, averaging $286 saved each year compared to an average 98266 couple's premiums.
The cheapest car insurance in 98266 for drivers with bad credit
The best 98266 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 98266
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 98266 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 98266, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 98266
What Influences the Cost of Car Insurance in 98266?
On average, car insurance in 98266 is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 98266 is 59 minutes, which is far more than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 98266 are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- 98266 has an average population density in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 98266 is $71 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98295: Insurance costs 4.32% less
- 98244: Insurance costs 2.97% less
- 98276: Insurance costs 4.18% less
- 98247: Insurance costs 4.46% less
- 98264: Insurance costs 1.98% less
- 98248: Insurance costs 2.48% less
- 98240: Insurance costs 3.82% less
- 98230: Insurance costs 0.28% more
- 98281: Insurance costs 1.84% less
- 98827: Insurance costs 8.29% less
Zip Codes with Similar Populations
- 23947: Insurance costs 13.67% less
- 81252: Insurance costs 32.51% more
- 83422: Insurance costs 19.26% less
- 84017: Insurance costs 0.92% less
- 84056: Insurance costs 0.50% less
- 84754: Insurance costs 5.10% less
- 85539: Insurance costs 20.40% more
- 85540: Insurance costs 18.70% more
- 85936: Insurance costs 24.58% more
- 93660: Insurance costs 41.57% more