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Get Cheap Car Insurance in 98276, WA
We monitor insurance prices, helping the average driver in 98276 save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in 98276
The chart below shows the cheapest car insurance company in 98276 for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| 98276 Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| State Farm | $52 |
| Progressive | $57 |
| Geico | $62 |
Savings for Every Kind of 98276 Driver
Based on our extensive insurance data, we know the average 98276 driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $396 per year by choosing the right vehicle insurance company. Some 98276 residents are paying out over $1,353 extra every year for auto insurance in 98276. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
98276, WA Savings / Yr. |
|---|---|
$396 |
|
$700 |
|
$504 |
|
$382 |
|
$1,449 |
|
$274 |
|
$469 |
98276 Car Insurance vs. Washington
People living in 98276 pay an average of 3.61% less than the typical driver in the state. The average driver in 98276 can expect to pay about $814 per year, or $1,353 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in 98276 for most people.
Car Insurance Prices by 98276 Neighborhood
Insurance Prices
Where is insurance cheapest within 98276?
The map shows insurance prices in and around 98276, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $11 per year within the zip boundaries, with insurance premiums ranging from a high of $1,364 to a low of $1,353. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of 98276.Pick the Best Car Insurance Company for You in 98276
The best car insurance provider for most drivers in 98276
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $396 over the average 98276 car insurance company.
The best car insurance provider for 98276 drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $700 over the competition.
The best car insurance company for 98276 drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $504 better than other car insurance companies.
The best auto insurance for 98276 drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $382 less each year.
The least expensive car insurance company for new and young drivers in 98276
In 98276, State Farm costs young drivers $1,449 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in 98276
State Farm gave the largest car insurance discounts to married couples, averaging $274 saved each year compared to an average 98276 couple's premiums.
The cheapest car insurance in 98276 for drivers with bad credit
The best 98276 car insurance company for customer service
Recent price drops
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The cheapest large national provider in 98276
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average 98276 driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In 98276, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around 98276
What Influences the Cost of Car Insurance in 98276?
On average, car insurance in 98276 is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the zip are influenced by the following factors:
- The average commute time in 98276 is 31 minutes, which is about the national average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in 98276 are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- 98276 is one of the least populated areas in the state. The zip’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in 98276 is $68 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Zip Codes
- 98247: Insurance costs 0.30% less
- 98295: Insurance costs 0.15% less
- 98264: Insurance costs 2.29% more
- 98266: Insurance costs 4.36% more
- 98244: Insurance costs 1.26% more
- 98248: Insurance costs 1.77% more
- 98240: Insurance costs 0.37% more
- 98230: Insurance costs 4.66% more
- 98281: Insurance costs 2.44% more
- 98827: Insurance costs 4.29% less
Zip Codes with Similar Populations
- 64084: Insurance costs 32.74% more
- 36855: Insurance costs 14.34% more
- 38381: Insurance costs 3.47% more
- 40510: Insurance costs 56.76% more
- 42461: Insurance costs 58.39% more
- 42634: Insurance costs 60.09% more
- 43746: Insurance costs 18.40% less
- 45333: Insurance costs 22.47% less
- 45862: Insurance costs 22.76% less
- 46785: Insurance costs 15.67% less