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Get Cheap Car Insurance in Agate, CO
We monitor insurance prices, helping the average driver in Agate save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Agate
The chart below shows the cheapest car insurance company in Agate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Agate Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $79 |
| Safeco Insurance | $81 |
| Geico | $83 |
Savings for Every Kind of Agate Driver
Based on our extensive insurance data, we know the average Agate driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $422 per year by choosing the right vehicle insurance company. Some Agate residents are paying out over $1,969 extra every year for auto insurance in Agate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Agate, CO Savings / Yr. |
|---|---|
$422 |
|
$752 |
|
$605 |
|
$647 |
|
$1,914 |
|
$507 |
|
$743 |
Agate Car Insurance vs. Colorado
People living in Agate pay an average of 4.15% more than the typical driver in the state. The average driver in Agate can expect to pay about $1,150 per year, or $1,969 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Agate for most people.
Car Insurance Prices by Agate Neighborhood
Insurance Prices
Where is insurance cheapest within Agate?
The map shows insurance prices in and around Agate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $86 per year within the city boundaries, with insurance premiums ranging from a high of $2,003 to a low of $1,917. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Agate.Pick the Best Car Insurance Company for You in Agate
The best car insurance provider for most drivers in Agate
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $422 over the average Agate car insurance company.
The best car insurance provider for Agate drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $752 over the competition.
The best car insurance company for Agate drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $605 better than other car insurance companies.
The best auto insurance for Agate drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $647 less each year.
The least expensive car insurance company for new and young drivers in Agate
In Agate, State Farm costs young drivers $1,914 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Agate
State Farm gave the largest car insurance discounts to married couples, averaging $507 saved each year compared to an average Agate couple's premiums.
The cheapest car insurance in Agate for drivers with bad credit
The best Agate car insurance company for customer service
Recent price drops
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The cheapest large national provider in Agate
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Agate driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Agate, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Agate
What Influences the Cost of Car Insurance in Agate?
On average, car insurance in Agate is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Agate is 46 minutes, which is far more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Agate are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Agate is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Agate is $96 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Deer Trail: Insurance costs 2.23% less
- Simla: Insurance costs 0.66% less
- Comanche Creek: Insurance costs 0.10% less
- Byers: Insurance costs 0.36% more
- Kiowa: Insurance costs 0.20% more
- Matheson: Insurance costs 0.61% less
- Limon: Insurance costs 1.98% less
- Hilltop: Insurance costs 0.51% more
- Strasburg: Insurance costs 0.91% less
- Ramah: Insurance costs 0.20% more
Cities with Similar Populations
- Beaver Island: Insurance costs 30.68% more
- Ranchos Penitas West: Insurance costs 12.75% less
- Grand River: Insurance costs 44.34% less
- Pataha: Insurance costs 33.11% less
- Rochester: Insurance costs 9.75% more
- Rock Bluff: Insurance costs 23.16% more
- Bergland: Insurance costs 49.37% more
- Torrey: Insurance costs 32.55% less
- Tillery: Insurance costs 34.38% less
- Kaupo: Insurance costs 35.75% less