Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Strasburg, CO
We monitor insurance prices, helping the average driver in Strasburg save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Strasburg
The chart below shows the cheapest car insurance company in Strasburg for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Strasburg Insurer | Monthly Cost |
|---|---|
| State Farm | $67 |
| Bristol West | $79 |
| Safeco Insurance | $80 |
| Geico | $82 |
Savings for Every Kind of Strasburg Driver
Based on our extensive insurance data, we know the average Strasburg driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $418 per year by choosing the right vehicle insurance company. Some Strasburg residents are paying out over $1,951 extra every year for auto insurance in Strasburg. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Strasburg, CO Savings / Yr. |
|---|---|
$418 |
|
$745 |
|
$600 |
|
$641 |
|
$1,897 |
|
$503 |
|
$736 |
Strasburg Car Insurance vs. Colorado
People living in Strasburg pay an average of 3.22% more than the typical driver in the state. The average driver in Strasburg can expect to pay about $1,140 per year, or $1,951 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Strasburg for most people.
Car Insurance Prices by Strasburg Neighborhood
Insurance Prices
Where is insurance cheapest within Strasburg?
The map shows insurance prices in and around Strasburg, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,970 to a low of $1,934. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Strasburg.Pick the Best Car Insurance Company for You in Strasburg
The best car insurance provider for most drivers in Strasburg
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $418 over the average Strasburg car insurance company.
The best car insurance provider for Strasburg drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $745 over the competition.
The best car insurance company for Strasburg drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $600 better than other car insurance companies.
The best auto insurance for Strasburg drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $641 less each year.
The least expensive car insurance company for new and young drivers in Strasburg
In Strasburg, State Farm costs young drivers $1,897 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Strasburg
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average Strasburg couple's premiums.
The cheapest car insurance in Strasburg for drivers with bad credit
The best Strasburg car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Strasburg, which was better than other insurers.
The cheapest large national provider in Strasburg
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Strasburg driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Strasburg, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Strasburg
What Influences the Cost of Car Insurance in Strasburg?
On average, car insurance in Strasburg is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Strasburg is 46 minutes, which is far more than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Strasburg are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Strasburg has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Strasburg is $95 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bennett: Insurance costs 0.10% more
- Byers: Insurance costs 1.28% more
- Comanche Creek: Insurance costs 0.82% more
- Watkins: Insurance costs 4.72% more
- Deer Trail: Insurance costs 1.33% less
- Hilltop: Insurance costs 1.44% more
- Keenesburg: Insurance costs 4.66% less
- Hudson: Insurance costs 3.79% less
- Agate: Insurance costs 0.92% more
- Roggen: Insurance costs 4.87% less
Cities with Similar Populations
- Adamsville: Insurance costs 11.89% less
- Bald Knob: Insurance costs 14.15% less
- Avondale: Insurance costs 88.21% more
- Atoka: Insurance costs 12.35% less
- Bayside: Insurance costs 39.16% less
- Cold Spring: Insurance costs 23.53% more
- Beauxart Gardens: Insurance costs 9.84% less
- Bell Buckle: Insurance costs 31.01% less
- Fritch: Insurance costs 2.31% less
- Frisco: Insurance costs 6.92% less