Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Album Park, El Paso, TX
We monitor insurance prices, helping the average driver in Album Park save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Album Park
The chart below shows the cheapest car insurance company in Album Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Album Park Insurer | Monthly Cost |
|---|---|
| Clearcover | $50 |
| Mile Auto | $65 |
| Progressive | $67 |
| State Farm | $72 |
Savings for Every Kind of Album Park Driver
Based on our extensive insurance data, we know the average Album Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $394 per year by choosing the right vehicle insurance company. Some Album Park residents are paying out over $1,914 extra every year for auto insurance in Album Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Album Park, El Paso, TX Savings / Yr. |
|---|---|
$394 |
|
$901 |
|
$794 |
|
$910 |
|
$1,385 |
|
$523 |
|
$572 |
Album Park Car Insurance vs. El Paso
People living in Album Park pay an average of 2.07% less than the typical driver in the state. The average driver in Album Park can expect to pay about $1,140 per year, or $1,914 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Album Park for most people.
Car Insurance Prices by Album Park Neighborhood
Insurance Prices
Where is insurance cheapest within Album Park?
The map shows insurance prices in and around Album Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $277 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,057 to a low of $1,780. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Album Park.Pick the Best Car Insurance Company for You in Album Park
The best car insurance provider for most drivers in Album Park
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $394 over the average Album Park car insurance company.
The best car insurance provider for Album Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $901 over the competition.
The best car insurance company for Album Park drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $794 better than other car insurance companies.
The best auto insurance for Album Park drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $910 less each year.
The least expensive car insurance company for new and young drivers in Album Park
In Album Park, State Farm costs young drivers $1,385 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Album Park
State Farm gave the largest car insurance discounts to married couples, averaging $523 saved each year compared to an average Album Park couple's premiums.
The cheapest car insurance in Album Park for drivers with bad credit
The best Album Park car insurance company for customer service
Nationwide was the best company for customer service in Album Park according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Album Park, which was better than other insurers.
The cheapest large national provider in Album Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Album Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Album Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Album Park
What Influences the Cost of Car Insurance in Album Park?
On average, car insurance in Album Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Album Park is 25 minutes, which is a little less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Album Park are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Album Park has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Album Park is $95 per month for minimum coverage and $159 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Stonehaven: Insurance costs 0.73% more
- Cielo Vista South: Insurance costs 2.19% more
- East Side: Insurance costs 0.52% more
- El Paso Lower Valley: Insurance costs 2.25% more
- Lower Valley: Insurance costs 0.26% more
- Thomas Manor: Insurance costs 0.52% more
- Las Tierras: Insurance costs 1.36% more
- Save The Valley 21: Insurance costs 0.05% more
- Central: Insurance costs 0.78% more
- Angels Triangle: Insurance costs 3.66% more
Neighborhoods with Similar Populations
- Rock Creek: Insurance costs 13.06% less
- Western Branch South: Insurance costs 34.33% less
- Crescenta Highlands: Insurance costs 22.52% more
- North Stamford: Insurance costs 7.63% more
- Education Hill: Insurance costs 17.61% less
- North Shores: Insurance costs 71.63% more
- Washington Manor-Bonaire: Insurance costs 13.74% more
- Cascade: Insurance costs 2.35% less
- North Plymouth: Insurance costs 13.43% less
- West Oak Hill: Insurance costs 12.07% less