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Get Cheap Car Insurance in North Stamford, Stamford, CT
We monitor insurance prices, helping the average driver in North Stamford save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in North Stamford
The chart below shows the cheapest car insurance company in North Stamford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| North Stamford Insurer | Monthly Cost |
|---|---|
| Kemper | $73 |
| State Farm | $84 |
| Safeco Insurance | $85 |
| Travelers | $85 |
Savings for Every Kind of North Stamford Driver
Based on our extensive insurance data, we know the average North Stamford driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $604 per year by choosing the right vehicle insurance company. Some North Stamford residents are paying out over $2,060 extra every year for auto insurance in North Stamford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Stamford, Stamford, CT Savings / Yr. |
|---|---|
$604 |
|
$837 |
|
$581 |
|
$971 |
|
$2,285 |
|
$547 |
|
$920 |
North Stamford Car Insurance vs. Stamford
People living in North Stamford pay an average of 6.46% more than the typical driver in the state. The average driver in North Stamford can expect to pay about $1,411 per year, or $2,060 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Stamford for most people.
Car Insurance Prices by North Stamford Neighborhood
Insurance Prices
Where is insurance cheapest within North Stamford?
The map shows insurance prices in and around North Stamford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $195 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,150 to a low of $1,955. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of North Stamford.Pick the Best Car Insurance Company for You in North Stamford
The best car insurance provider for most drivers in North Stamford
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $604 over the average North Stamford car insurance company.
The best car insurance provider for North Stamford drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $837 over the competition.
The best car insurance company for North Stamford drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $581 better than other car insurance companies.
The best auto insurance for North Stamford drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $971 less each year.
The least expensive car insurance company for new and young drivers in North Stamford
In North Stamford, State Farm costs young drivers $2,285 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Stamford
State Farm gave the largest car insurance discounts to married couples, averaging $547 saved each year compared to an average North Stamford couple's premiums.
The cheapest car insurance in North Stamford for drivers with bad credit
The best North Stamford car insurance company for customer service
Recent price drops
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The cheapest large national provider in North Stamford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average North Stamford driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Stamford, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Stamford
What Influences the Cost of Car Insurance in North Stamford?
On average, car insurance in North Stamford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in North Stamford is 47 minutes, which is far more than average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Stamford are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- North Stamford is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in North Stamford is $118 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Newfield: Insurance costs 2.04% more
- Turn of River: Insurance costs 4.66% more
- Springdale: Insurance costs 11.02% more
- Belltown: Insurance costs 3.88% more
- Ridgeway: Insurance costs 13.98% more
- Glenbrook: Insurance costs 15.19% more
- Downtown Stamford: Insurance costs 14.22% more
- West Side: Insurance costs 19.71% more
- Cove-East Side: Insurance costs 16.26% more
- South End Stamford: Insurance costs 20.44% more
Neighborhoods with Similar Populations
- Okolona: Insurance costs 8.35% more
- North Clairemont: Insurance costs 4.56% less
- North End: Insurance costs 14.13% more
- North Hills: Insurance costs 9.08% less
- North Hyde Park: Insurance costs 31.70% more
- North King St: Insurance costs 39.22% less
- North Park: Insurance costs 17.62% more
- North Plymouth: Insurance costs 19.56% less
- North Shores: Insurance costs 59.47% more
- Northwest Corpus Christi: Insurance costs 17.14% less