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Get Cheap Car Insurance in Springdale, Stamford, CT
We monitor insurance prices, helping the average driver in Springdale save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Springdale
The chart below shows the cheapest car insurance company in Springdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Springdale Insurer | Monthly Cost |
|---|---|
| Kemper | $81 |
| State Farm | $93 |
| Safeco Insurance | $95 |
| Travelers | $95 |
Savings for Every Kind of Springdale Driver
Based on our extensive insurance data, we know the average Springdale driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $670 per year by choosing the right vehicle insurance company. Some Springdale residents are paying out over $2,287 extra every year for auto insurance in Springdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Springdale, Stamford, CT Savings / Yr. |
|---|---|
$670 |
|
$929 |
|
$645 |
|
$1,078 |
|
$2,536 |
|
$607 |
|
$1,021 |
Springdale Car Insurance vs. Stamford
People living in Springdale pay an average of 18.18% more than the typical driver in the state. The average driver in Springdale can expect to pay about $1,566 per year, or $2,287 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Springdale for most people.
Car Insurance Prices by Springdale Neighborhood
Insurance Prices
Where is insurance cheapest within Springdale?
The map shows insurance prices in and around Springdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $331 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,436 to a low of $2,105. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the North parts of Springdale.Pick the Best Car Insurance Company for You in Springdale
The best car insurance provider for most drivers in Springdale
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $670 over the average Springdale car insurance company.
The best car insurance provider for Springdale drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $929 over the competition.
The best car insurance company for Springdale drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $645 better than other car insurance companies.
The best auto insurance for Springdale drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,078 less each year.
The least expensive car insurance company for new and young drivers in Springdale
In Springdale, State Farm costs young drivers $2,536 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Springdale
State Farm gave the largest car insurance discounts to married couples, averaging $607 saved each year compared to an average Springdale couple's premiums.
The cheapest car insurance in Springdale for drivers with bad credit
The best Springdale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Springdale
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Springdale driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Springdale, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Springdale
What Influences the Cost of Car Insurance in Springdale?
On average, car insurance in Springdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Springdale is 37 minutes, which is far more than average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Springdale are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Springdale is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Springdale is $130 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Newfield: Insurance costs 8.09% less
- Belltown: Insurance costs 6.43% less
- Turn of River: Insurance costs 5.73% less
- Glenbrook: Insurance costs 3.76% more
- Ridgeway: Insurance costs 2.67% more
- Downtown Stamford: Insurance costs 2.89% more
- Cove-East Side: Insurance costs 4.72% more
- West Side: Insurance costs 7.83% more
- South End Stamford: Insurance costs 8.48% more
- North Stamford: Insurance costs 9.93% less
Neighborhoods with Similar Populations
- Bordeaux: Insurance costs 29.95% less
- Harbor House: Insurance costs 37.78% less
- Tarico Heights: Insurance costs 37.04% less
- West Avenue: Insurance costs 33.06% more
- West End: Insurance costs 0.35% less
- Westville: Insurance costs 0.52% less
- Culver-Winton: Insurance costs 1.57% more
- College Park: Insurance costs 9.40% more
- Blackstone: Insurance costs 2.27% more
- Cambridge Park: Insurance costs 4.42% less