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Get Cheap Car Insurance in Downtown Stamford, Stamford, CT
We monitor insurance prices, helping the average driver in Downtown Stamford save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Downtown Stamford
The chart below shows the cheapest car insurance company in Downtown Stamford for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Downtown Stamford Insurer | Monthly Cost |
|---|---|
| Kemper | $84 |
| State Farm | $96 |
| Safeco Insurance | $97 |
| Travelers | $98 |
Savings for Every Kind of Downtown Stamford Driver
Based on our extensive insurance data, we know the average Downtown Stamford driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $689 per year by choosing the right vehicle insurance company. Some Downtown Stamford residents are paying out over $2,353 extra every year for auto insurance in Downtown Stamford. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Stamford, Stamford, CT Savings / Yr. |
|---|---|
$689 |
|
$956 |
|
$664 |
|
$1,109 |
|
$2,609 |
|
$625 |
|
$1,050 |
Downtown Stamford Car Insurance vs. Stamford
People living in Downtown Stamford pay an average of 21.58% more than the typical driver in the state. The average driver in Downtown Stamford can expect to pay about $1,611 per year, or $2,353 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Downtown Stamford for most people.
Car Insurance Prices by Downtown Stamford Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Stamford?
The map shows insurance prices in and around Downtown Stamford, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $321 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,577 to a low of $2,256. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the South parts of Downtown Stamford.Pick the Best Car Insurance Company for You in Downtown Stamford
The best car insurance provider for most drivers in Downtown Stamford
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $689 over the average Downtown Stamford car insurance company.
The best car insurance provider for Downtown Stamford drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $956 over the competition.
The best car insurance company for Downtown Stamford drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $664 better than other car insurance companies.
The best auto insurance for Downtown Stamford drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $1,109 less each year.
The least expensive car insurance company for new and young drivers in Downtown Stamford
In Downtown Stamford, State Farm costs young drivers $2,609 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Stamford
State Farm gave the largest car insurance discounts to married couples, averaging $625 saved each year compared to an average Downtown Stamford couple's premiums.
The cheapest car insurance in Downtown Stamford for drivers with bad credit
The best Downtown Stamford car insurance company for customer service
Amica was the best company for customer service in Downtown Stamford according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Stamford
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Downtown Stamford driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Stamford, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Downtown Stamford
What Influences the Cost of Car Insurance in Downtown Stamford?
On average, car insurance in Downtown Stamford is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Downtown Stamford is 35 minutes, which is far more than average for a driver in the city.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Stamford are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Downtown Stamford is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Stamford is $134 per month for minimum coverage and $196 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ridgeway: Insurance costs 0.21% less
- Glenbrook: Insurance costs 0.85% more
- West Side: Insurance costs 4.80% more
- South End Stamford: Insurance costs 5.44% more
- Cove-East Side: Insurance costs 1.78% more
- Belltown: Insurance costs 9.05% less
- Waterside: Insurance costs 6.97% more
- Turn of River: Insurance costs 8.37% less
- Springdale: Insurance costs 2.80% less
- Newfield: Insurance costs 10.67% less
Neighborhoods with Similar Populations
- Arverne: Insurance costs 48.11% more
- Southeast Boulder: Insurance costs 18.53% less
- Southwest Raleigh: Insurance costs 43.14% less
- The Plaza: Insurance costs 8.84% less
- Dorchester Heights: Insurance costs 20.27% less
- Campello: Insurance costs 12.45% less
- Brentwood: Insurance costs 2.89% less
- Bear Creek: Insurance costs 8.12% less
- Nob Hill: Insurance costs 0.64% more
- North Central Omaha: Insurance costs 36.25% less