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Get Cheap Car Insurance in Southwest Raleigh, Raleigh, NC
We monitor insurance prices, helping the average driver in Southwest Raleigh save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Southwest Raleigh
The chart below shows the cheapest car insurance company in Southwest Raleigh for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Southwest Raleigh Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $51 |
| Erie Insurance | $51 |
| Farm Bureau | $54 |
| Progressive | $57 |
Savings for Every Kind of Southwest Raleigh Driver
Based on our extensive insurance data, we know the average Southwest Raleigh driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $257 per year by choosing the right vehicle insurance company. Some Southwest Raleigh residents are paying out over $1,338 extra every year for auto insurance in Southwest Raleigh. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southwest Raleigh, Raleigh, NC Savings / Yr. |
|---|---|
$257 |
|
$559 |
|
$407 |
|
$1,038 |
|
$770 |
|
$310 |
|
$465 |
Southwest Raleigh Car Insurance vs. Raleigh
People living in Southwest Raleigh pay an average of 7.00% more than the typical driver in the state. The average driver in Southwest Raleigh can expect to pay about $801 per year, or $1,338 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Southwest Raleigh for most people.
Car Insurance Prices by Southwest Raleigh Neighborhood
Insurance Prices
Where is insurance cheapest within Southwest Raleigh?
The map shows insurance prices in and around Southwest Raleigh, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $296 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,514 to a low of $1,218. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Southwest Raleigh.Pick the Best Car Insurance Company for You in Southwest Raleigh
The best car insurance provider for most drivers in Southwest Raleigh
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $257 over the average Southwest Raleigh car insurance company.
The best car insurance provider for Southwest Raleigh drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $559 over the competition.
The best car insurance company for Southwest Raleigh drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $407 better than other car insurance companies.
The best auto insurance for Southwest Raleigh drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,038 less each year.
The least expensive car insurance company for new and young drivers in Southwest Raleigh
In Southwest Raleigh, State Farm costs young drivers $770 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southwest Raleigh
Erie Insurance gave the largest car insurance discounts to married couples, averaging $310 saved each year compared to an average Southwest Raleigh couple's premiums.
The cheapest car insurance in Southwest Raleigh for drivers with bad credit
The best Southwest Raleigh car insurance company for customer service
Nationwide was the best company for customer service in Southwest Raleigh according to the NAIC.
Recent price drops
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The cheapest large national provider in Southwest Raleigh
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southwest Raleigh driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southwest Raleigh, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Southwest Raleigh
What Influences the Cost of Car Insurance in Southwest Raleigh?
On average, car insurance in Southwest Raleigh is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southwest Raleigh is 28 minutes, which is about the national average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southwest Raleigh are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Southwest Raleigh is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southwest Raleigh is $67 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central: Insurance costs 1.94% more
- Hillsborough: Insurance costs 4.56% less
- South Central: Insurance costs 4.63% more
- West: Insurance costs 0.60% less
- Wade: Insurance costs 4.86% less
- North Central: Insurance costs 0.52% less
- Mordecai: Insurance costs 7.17% less
- Five Points: Insurance costs 7.32% less
- South: Insurance costs 11.51% more
- East Raleigh: Insurance costs 8.97% more
Neighborhoods with Similar Populations
- Theater District: Insurance costs 133.18% more
- Lake Murray: Insurance costs 44.02% more
- Lents: Insurance costs 41.55% more
- Liliha-Kapalama: Insurance costs 8.45% more
- Linda Vista: Insurance costs 51.72% more
- Northampton: Insurance costs 5.83% less
- Northeast Dallas: Insurance costs 38.42% more
- Northshore: Insurance costs 52.77% more
- South Phoenix: Insurance costs 51.35% more
- Southeast Boulder: Insurance costs 43.27% more