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Get Cheap Car Insurance in South, Raleigh, NC
We monitor insurance prices, helping the average driver in South save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in South
The chart below shows the cheapest car insurance company in South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| South Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $57 |
| Erie Insurance | $57 |
| Farm Bureau | $61 |
| Progressive | $64 |
Savings for Every Kind of South Driver
Based on our extensive insurance data, we know the average South driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $287 per year by choosing the right vehicle insurance company. Some South residents are paying out over $1,492 extra every year for auto insurance in South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South, Raleigh, NC Savings / Yr. |
|---|---|
$287 |
|
$623 |
|
$454 |
|
$1,158 |
|
$860 |
|
$346 |
|
$519 |
South Car Insurance vs. Raleigh
People living in South pay an average of 19.39% more than the typical driver in the state. The average driver in South can expect to pay about $894 per year, or $1,492 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in South for most people.
Car Insurance Prices by South Neighborhood
Insurance Prices
Where is insurance cheapest within South?
The map shows insurance prices in and around South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $384 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,658 to a low of $1,274. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of South.Pick the Best Car Insurance Company for You in South
The best car insurance provider for most drivers in South
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $287 over the average South car insurance company.
The best car insurance provider for South drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $623 over the competition.
The best car insurance company for South drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $454 better than other car insurance companies.
The best auto insurance for South drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,158 less each year.
The least expensive car insurance company for new and young drivers in South
In South, State Farm costs young drivers $860 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South
Erie Insurance gave the largest car insurance discounts to married couples, averaging $346 saved each year compared to an average South couple's premiums.
The cheapest car insurance in South for drivers with bad credit
The best South car insurance company for customer service
Recent price drops
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The cheapest large national provider in South
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around South
What Influences the Cost of Car Insurance in South?
On average, car insurance in South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South is 33 minutes, which is far more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- South is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South is $75 per month for minimum coverage and $124 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Central: Insurance costs 6.17% less
- Southeast: Insurance costs 5.03% less
- Central: Insurance costs 8.58% less
- East Raleigh: Insurance costs 2.28% less
- North Central: Insurance costs 10.79% less
- Southwest Raleigh: Insurance costs 10.32% less
- Mordecai: Insurance costs 16.76% less
- Hillsborough: Insurance costs 14.41% less
- Five Points: Insurance costs 16.89% less
- Wade: Insurance costs 14.68% less
Neighborhoods with Similar Populations
- Upper Vailsburg: Insurance costs 65.15% more
- Back of the Yards: Insurance costs 35.46% more
- Bassett: Insurance costs 55.36% more
- Bay Terraces: Insurance costs 40.28% more
- Beach Haven: Insurance costs 66.62% more
- Belair: Insurance costs 16.89% more
- Bronxdale: Insurance costs 135.39% more
- Burns Park: Insurance costs 100.20% more
- 19th Ward: Insurance costs 88.20% more
- Printers Row: Insurance costs 17.96% more