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Get Cheap Car Insurance in Southeast, Raleigh, NC
We monitor insurance prices, helping the average driver in Southeast save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Southeast
The chart below shows the cheapest car insurance company in Southeast for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Southeast Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $54 |
| Erie Insurance | $54 |
| Farm Bureau | $58 |
| Progressive | $61 |
Savings for Every Kind of Southeast Driver
Based on our extensive insurance data, we know the average Southeast driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $272 per year by choosing the right vehicle insurance company. Some Southeast residents are paying out over $1,417 extra every year for auto insurance in Southeast. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeast, Raleigh, NC Savings / Yr. |
|---|---|
$272 |
|
$592 |
|
$431 |
|
$1,100 |
|
$816 |
|
$329 |
|
$493 |
Southeast Car Insurance vs. Raleigh
People living in Southeast pay an average of 13.40% more than the typical driver in the state. The average driver in Southeast can expect to pay about $849 per year, or $1,417 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Southeast for most people.
Car Insurance Prices by Southeast Neighborhood
Insurance Prices
Where is insurance cheapest within Southeast?
The map shows insurance prices in and around Southeast, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $284 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,569 to a low of $1,285. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Northeast parts of Southeast.Pick the Best Car Insurance Company for You in Southeast
The best car insurance provider for most drivers in Southeast
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $272 over the average Southeast car insurance company.
The best car insurance provider for Southeast drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $592 over the competition.
The best car insurance company for Southeast drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $431 better than other car insurance companies.
The best auto insurance for Southeast drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,100 less each year.
The least expensive car insurance company for new and young drivers in Southeast
In Southeast, State Farm costs young drivers $816 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeast
Erie Insurance gave the largest car insurance discounts to married couples, averaging $329 saved each year compared to an average Southeast couple's premiums.
The cheapest car insurance in Southeast for drivers with bad credit
The best Southeast car insurance company for customer service
Recent price drops
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The cheapest large national provider in Southeast
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Southeast driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeast, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Southeast
What Influences the Cost of Car Insurance in Southeast?
On average, car insurance in Southeast is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Southeast is 32 minutes, which is a little more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southeast are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Southeast is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Southeast is $71 per month for minimum coverage and $118 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South: Insurance costs 5.29% more
- East Raleigh: Insurance costs 2.89% more
- South Central: Insurance costs 1.20% less
- North Central: Insurance costs 6.07% less
- Central: Insurance costs 3.74% less
- Mordecai: Insurance costs 12.35% less
- Five Points: Insurance costs 12.49% less
- Southwest Raleigh: Insurance costs 5.58% less
- Hillsborough: Insurance costs 9.88% less
- Northeast Raleigh: Insurance costs 2.40% less
Neighborhoods with Similar Populations
- Eastside Enact: Insurance costs 21.88% more
- Los Feliz: Insurance costs 77.56% more
- Bayview: Insurance costs 68.67% more
- Wissanoning: Insurance costs 17.85% more
- Westwood: Insurance costs 8.19% less
- West Bloomington: Insurance costs 15.95% more
- The Lakes: Insurance costs 74.45% more
- Stapleton: Insurance costs 48.13% more
- South Gate: Insurance costs 40.44% more
- South Dallas Fair Park: Insurance costs 50.39% more