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Get Cheap Car Insurance in South Central, Raleigh, NC
We monitor insurance prices, helping the average driver in South Central save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in South Central
The chart below shows the cheapest car insurance company in South Central for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| South Central Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $53 |
| Erie Insurance | $54 |
| Farm Bureau | $57 |
| Progressive | $60 |
Savings for Every Kind of South Central Driver
Based on our extensive insurance data, we know the average South Central driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $269 per year by choosing the right vehicle insurance company. Some South Central residents are paying out over $1,400 extra every year for auto insurance in South Central. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Central, Raleigh, NC Savings / Yr. |
|---|---|
$269 |
|
$584 |
|
$425 |
|
$1,086 |
|
$806 |
|
$325 |
|
$487 |
South Central Car Insurance vs. Raleigh
People living in South Central pay an average of 11.96% more than the typical driver in the state. The average driver in South Central can expect to pay about $839 per year, or $1,400 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in South Central for most people.
Car Insurance Prices by South Central Neighborhood
Insurance Prices
Where is insurance cheapest within South Central?
The map shows insurance prices in and around South Central, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $179 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,533 to a low of $1,354. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Northwest parts of South Central.Pick the Best Car Insurance Company for You in South Central
The best car insurance provider for most drivers in South Central
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $269 over the average South Central car insurance company.
The best car insurance provider for South Central drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $584 over the competition.
The best car insurance company for South Central drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $425 better than other car insurance companies.
The best auto insurance for South Central drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,086 less each year.
The least expensive car insurance company for new and young drivers in South Central
In South Central, State Farm costs young drivers $806 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Central
Erie Insurance gave the largest car insurance discounts to married couples, averaging $325 saved each year compared to an average South Central couple's premiums.
The cheapest car insurance in South Central for drivers with bad credit
The best South Central car insurance company for customer service
Nationwide was the best company for customer service in South Central according to the NAIC.
Recent price drops
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The cheapest large national provider in South Central
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Central driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Central, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around South Central
What Influences the Cost of Car Insurance in South Central?
On average, car insurance in South Central is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in South Central is 32 minutes, which is a little more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Central are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- South Central is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Central is $70 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Central: Insurance costs 2.57% less
- North Central: Insurance costs 4.93% less
- Mordecai: Insurance costs 11.29% less
- East Raleigh: Insurance costs 4.14% more
- South: Insurance costs 6.57% more
- Hillsborough: Insurance costs 8.79% less
- Five Points: Insurance costs 11.43% less
- Southwest Raleigh: Insurance costs 4.43% less
- Wade: Insurance costs 9.07% less
- Southeast: Insurance costs 1.21% more
Neighborhoods with Similar Populations
- Bakersfield Country Club: Insurance costs 56.21% more
- Southeast Redmond: Insurance costs 20.00% more
- University of NC at Chapel Hill: Insurance costs 12.79% less
- Uptown: Insurance costs 6.50% less
- Wellswood: Insurance costs 111.43% more
- Central City Santa Ana: Insurance costs 67.79% more
- Central Business District: Insurance costs 8.71% more
- West Ocean View: Insurance costs 9.71% less
- Center Pointe: Insurance costs 62.93% more
- Carquinez Heights: Insurance costs 58.86% more