Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in University of NC at Chapel Hill, Chapel Hill, NC
We monitor insurance prices, helping the average driver in University of NC at Chapel Hill save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in University of NC at Chapel Hill
The chart below shows the cheapest car insurance company in University of NC at Chapel Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| University of NC at Chapel Hill Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $46 |
| Erie Insurance | $47 |
| Farm Bureau | $50 |
| Progressive | $53 |
Savings for Every Kind of University of NC at Chapel Hill Driver
Based on our extensive insurance data, we know the average University of NC at Chapel Hill driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $234 per year by choosing the right vehicle insurance company. Some University of NC at Chapel Hill residents are paying out over $1,221 extra every year for auto insurance in University of NC at Chapel Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
University of NC at Chapel Hill, Chapel Hill, NC Savings / Yr. |
|---|---|
$234 |
|
$510 |
|
$371 |
|
$947 |
|
$703 |
|
$283 |
|
$425 |
University of NC at Chapel Hill Car Insurance vs. Chapel Hill
People living in University of NC at Chapel Hill pay an average of 2.33% less than the typical driver in the state. The average driver in University of NC at Chapel Hill can expect to pay about $732 per year, or $1,221 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in University of NC at Chapel Hill for most people.
Car Insurance Prices by University of NC at Chapel Hill Neighborhood
Insurance Prices
Where is insurance cheapest within University of NC at Chapel Hill?
The map shows insurance prices in and around University of NC at Chapel Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $50 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,271 to a low of $1,221. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the East parts of University of NC at Chapel Hill.Pick the Best Car Insurance Company for You in University of NC at Chapel Hill
The best car insurance provider for most drivers in University of NC at Chapel Hill
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $234 over the average University of NC at Chapel Hill car insurance company.
The best car insurance provider for University of NC at Chapel Hill drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $510 over the competition.
The best car insurance company for University of NC at Chapel Hill drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $371 better than other car insurance companies.
The best auto insurance for University of NC at Chapel Hill drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $947 less each year.
The least expensive car insurance company for new and young drivers in University of NC at Chapel Hill
In University of NC at Chapel Hill, State Farm costs young drivers $703 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in University of NC at Chapel Hill
Erie Insurance gave the largest car insurance discounts to married couples, averaging $283 saved each year compared to an average University of NC at Chapel Hill couple's premiums.
The cheapest car insurance in University of NC at Chapel Hill for drivers with bad credit
The best University of NC at Chapel Hill car insurance company for customer service
Nationwide was the best company for customer service in University of NC at Chapel Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in University of NC at Chapel Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average University of NC at Chapel Hill driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In University of NC at Chapel Hill, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around University of NC at Chapel Hill
What Influences the Cost of Car Insurance in University of NC at Chapel Hill?
On average, car insurance in University of NC at Chapel Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in University of NC at Chapel Hill is 17 minutes, which is far less than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in University of NC at Chapel Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- University of NC at Chapel Hill is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in University of NC at Chapel Hill is $61 per month for minimum coverage and $102 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Chapel Hill: Insurance costs 0.98% less
- North Garrett Road: Insurance costs 0.66% less
- Old West Durham: Insurance costs 5.73% more
- Downtown Durham: Insurance costs 15.48% more
- Trinity Park: Insurance costs 8.11% more
- East Durham: Insurance costs 25.39% more
- Northeast Durham: Insurance costs 10.32% more
- Northwest Raleigh: Insurance costs 4.91% more
- West: Insurance costs 8.93% more
- Glenwood: Insurance costs 1.23% more
Neighborhoods with Similar Populations
- Shaw: Insurance costs 69.78% more
- Arrowhead: Insurance costs 88.29% more
- Bird Land: Insurance costs 55.77% more
- Downtown Normal: Insurance costs 20.31% more
- Delta: Insurance costs 36.69% more
- Kerns: Insurance costs 50.45% more
- Crocker: Insurance costs 80.92% more
- Comstock: Insurance costs 13.10% more
- Columbia Forest: Insurance costs 10.97% more
- Central Street Merchant District: Insurance costs 33.74% more