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Get Cheap Car Insurance in Northeast Durham, Durham, NC
We monitor insurance prices, helping the average driver in Northeast Durham save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Northeast Durham
The chart below shows the cheapest car insurance company in Northeast Durham for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Northeast Durham Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $51 |
| Erie Insurance | $52 |
| Farm Bureau | $55 |
| Progressive | $58 |
Savings for Every Kind of Northeast Durham Driver
Based on our extensive insurance data, we know the average Northeast Durham driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $259 per year by choosing the right vehicle insurance company. Some Northeast Durham residents are paying out over $1,347 extra every year for auto insurance in Northeast Durham. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Northeast Durham, Durham, NC Savings / Yr. |
|---|---|
$259 |
|
$562 |
|
$409 |
|
$1,045 |
|
$776 |
|
$312 |
|
$469 |
Northeast Durham Car Insurance vs. Durham
People living in Northeast Durham pay an average of 7.73% more than the typical driver in the state. The average driver in Northeast Durham can expect to pay about $807 per year, or $1,347 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Northeast Durham for most people.
Car Insurance Prices by Northeast Durham Neighborhood
Insurance Prices
Where is insurance cheapest within Northeast Durham?
The map shows insurance prices in and around Northeast Durham, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $314 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,502 to a low of $1,188. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Northeast Durham.Pick the Best Car Insurance Company for You in Northeast Durham
The best car insurance provider for most drivers in Northeast Durham
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $259 over the average Northeast Durham car insurance company.
The best car insurance provider for Northeast Durham drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $562 over the competition.
The best car insurance company for Northeast Durham drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $409 better than other car insurance companies.
The best auto insurance for Northeast Durham drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,045 less each year.
The least expensive car insurance company for new and young drivers in Northeast Durham
In Northeast Durham, State Farm costs young drivers $776 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Northeast Durham
Erie Insurance gave the largest car insurance discounts to married couples, averaging $312 saved each year compared to an average Northeast Durham couple's premiums.
The cheapest car insurance in Northeast Durham for drivers with bad credit
The best Northeast Durham car insurance company for customer service
Nationwide was the best company for customer service in Northeast Durham according to the NAIC.
Recent price drops
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The cheapest large national provider in Northeast Durham
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Northeast Durham driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Northeast Durham, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Northeast Durham
What Influences the Cost of Car Insurance in Northeast Durham?
On average, car insurance in Northeast Durham is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Northeast Durham is 31 minutes, which is a little more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Northeast Durham are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Northeast Durham is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Northeast Durham is $67 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Durham: Insurance costs 13.66% more
- Trinity Park: Insurance costs 2.00% less
- Downtown Durham: Insurance costs 4.68% more
- Old West Durham: Insurance costs 4.16% less
- North Garrett Road: Insurance costs 9.95% less
- Northwest Raleigh: Insurance costs 4.90% less
- University of NC at Chapel Hill: Insurance costs 9.35% less
- Downtown Chapel Hill: Insurance costs 10.24% less
- North: Insurance costs 3.49% less
- Six Forks: Insurance costs 9.21% less
Neighborhoods with Similar Populations
- Beaverdale: Insurance costs 7.05% less
- Corwith: Insurance costs 50.33% more
- Sherman Heights: Insurance costs 58.72% more
- Adams Point: Insurance costs 73.87% more
- Lakeside: Insurance costs 44.32% more
- Lindenwood Park: Insurance costs 45.06% more
- Merritt: Insurance costs 79.36% more
- Midway-Coldstream: Insurance costs 79.58% more
- North Bridgeport: Insurance costs 89.83% more
- North Oakland: Insurance costs 11.95% more