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Get Cheap Car Insurance in Merritt, Oakland, CA
We monitor insurance prices, helping the average driver in Merritt save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Merritt
The chart below shows the cheapest car insurance company in Merritt for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Merritt Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| Geico | $68 |
| Progressive | $73 |
| Travelers | $76 |
Savings for Every Kind of Merritt Driver
Based on our extensive insurance data, we know the average Merritt driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $773 per year by choosing the right vehicle insurance company. Some Merritt residents are paying out over $2,416 extra every year for auto insurance in Merritt. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Merritt, Oakland, CA Savings / Yr. |
|---|---|
$773 |
|
$1,415 |
|
$1,119 |
|
$1,966 |
|
$1,010 |
|
$438 |
|
$0 |
Merritt Car Insurance vs. Oakland
People living in Merritt pay an average of 20.33% more than the typical driver in the state. The average driver in Merritt can expect to pay about $1,131 per year, or $2,416 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Merritt for most people.
Car Insurance Prices by Merritt Neighborhood
Insurance Prices
Where is insurance cheapest within Merritt?
The map shows insurance prices in and around Merritt, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $270 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,558 to a low of $2,288. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Merritt.Pick the Best Car Insurance Company for You in Merritt
The best car insurance provider for most drivers in Merritt
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $773 over the average Merritt car insurance company.
The best car insurance provider for Merritt drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,415 over the competition.
The best car insurance company for Merritt drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,119 better than other car insurance companies.
The best auto insurance for Merritt drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,966 less each year.
The least expensive car insurance company for new and young drivers in Merritt
In Merritt, State Farm costs young drivers $1,010 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Merritt
Progressive gave the largest car insurance discounts to married couples, averaging $438 saved each year compared to an average Merritt couple's premiums.
The cheapest car insurance in Merritt for drivers with bad credit
The best Merritt car insurance company for customer service
Recent price drops
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The cheapest large national provider in Merritt
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Merritt driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Merritt, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Merritt
What Influences the Cost of Car Insurance in Merritt?
On average, car insurance in Merritt is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Merritt is 42 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Merritt are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Merritt is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Merritt is $94 per month for minimum coverage and $201 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Clinton: Insurance costs 0.12% less
- Cleveland Heights: Insurance costs 3.48% less
- Lakewide: Insurance costs 2.86% more
- Rancho San Antonio: Insurance costs 1.74% more
- Highland Terrace: Insurance costs 2.15% less
- Adams Point: Insurance costs 3.06% less
- Downtown Oakland: Insurance costs 3.31% more
- Old City-Produce and Waterfront: Insurance costs 0.25% less
- Lynn-Highland Park: Insurance costs 3.60% less
- Trestle Glen: Insurance costs 8.65% less
Neighborhoods with Similar Populations
- Beaverdale: Insurance costs 48.18% less
- City Hall Monument District: Insurance costs 5.63% less
- Desert Hills: Insurance costs 0.99% more
- Donelson: Insurance costs 37.67% less
- Downtown Columbus: Insurance costs 48.34% less
- Downtown Hampton: Insurance costs 45.53% less
- Lindenwood Park: Insurance costs 19.12% less
- Bay Farm Island: Insurance costs 13.58% less
- Merriman Valley: Insurance costs 51.82% less
- Mustang-Padre Island: Insurance costs 32.12% less