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Get Cheap Car Insurance in Rancho San Antonio, Oakland, CA
We monitor insurance prices, helping the average driver in Rancho San Antonio save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Rancho San Antonio
The chart below shows the cheapest car insurance company in Rancho San Antonio for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Rancho San Antonio Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| Geico | $70 |
| Progressive | $75 |
| Travelers | $77 |
Savings for Every Kind of Rancho San Antonio Driver
Based on our extensive insurance data, we know the average Rancho San Antonio driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $786 per year by choosing the right vehicle insurance company. Some Rancho San Antonio residents are paying out over $2,458 extra every year for auto insurance in Rancho San Antonio. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rancho San Antonio, Oakland, CA Savings / Yr. |
|---|---|
$786 |
|
$1,439 |
|
$1,138 |
|
$2,000 |
|
$1,027 |
|
$446 |
|
$0 |
Rancho San Antonio Car Insurance vs. Oakland
People living in Rancho San Antonio pay an average of 22.40% more than the typical driver in the state. The average driver in Rancho San Antonio can expect to pay about $1,151 per year, or $2,458 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Rancho San Antonio for most people.
Car Insurance Prices by Rancho San Antonio Neighborhood
Insurance Prices
Where is insurance cheapest within Rancho San Antonio?
The map shows insurance prices in and around Rancho San Antonio, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $372 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,543 to a low of $2,171. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Rancho San Antonio.Pick the Best Car Insurance Company for You in Rancho San Antonio
The best car insurance provider for most drivers in Rancho San Antonio
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $786 over the average Rancho San Antonio car insurance company.
The best car insurance provider for Rancho San Antonio drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,439 over the competition.
The best car insurance company for Rancho San Antonio drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,138 better than other car insurance companies.
The best auto insurance for Rancho San Antonio drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,000 less each year.
The least expensive car insurance company for new and young drivers in Rancho San Antonio
In Rancho San Antonio, State Farm costs young drivers $1,027 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rancho San Antonio
Progressive gave the largest car insurance discounts to married couples, averaging $446 saved each year compared to an average Rancho San Antonio couple's premiums.
The cheapest car insurance in Rancho San Antonio for drivers with bad credit
The best Rancho San Antonio car insurance company for customer service
Nationwide was the best company for customer service in Rancho San Antonio according to the NAIC.
Recent price drops
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The cheapest large national provider in Rancho San Antonio
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Rancho San Antonio driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rancho San Antonio, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Rancho San Antonio
What Influences the Cost of Car Insurance in Rancho San Antonio?
On average, car insurance in Rancho San Antonio is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Rancho San Antonio is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rancho San Antonio are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Rancho San Antonio is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rancho San Antonio is $96 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highland Terrace: Insurance costs 3.82% less
- Reservoir Hills: Insurance costs 2.52% less
- Clinton: Insurance costs 1.83% less
- Jingletown: Insurance costs 4.72% less
- Lynn-Highland Park: Insurance costs 5.25% less
- Merritt: Insurance costs 1.71% less
- Cleveland Heights: Insurance costs 5.13% less
- Fruitvale Station: Insurance costs 0.33% less
- Trestle Glen: Insurance costs 10.21% less
- Dimond: Insurance costs 7.97% less
Neighborhoods with Similar Populations
- Forest Hills: Insurance costs 18.27% less
- Tufts: Insurance costs 29.05% less
- The Crossing: Insurance costs 3.21% less
- Temescal: Insurance costs 5.49% less
- Sunwood Central: Insurance costs 12.37% less
- Stonehaven: Insurance costs 47.48% less
- Green Island: Insurance costs 22.95% less
- Greater South: Insurance costs 43.37% less
- Garment District: Insurance costs 25.96% more
- Fourth Ward: Insurance costs 49.31% less