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Get Cheap Car Insurance in Lynn-Highland Park, Oakland, CA
We monitor insurance prices, helping the average driver in Lynn-Highland Park save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Lynn-Highland Park
The chart below shows the cheapest car insurance company in Lynn-Highland Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Lynn-Highland Park Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Lynn-Highland Park Driver
Based on our extensive insurance data, we know the average Lynn-Highland Park driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $745 per year by choosing the right vehicle insurance company. Some Lynn-Highland Park residents are paying out over $2,329 extra every year for auto insurance in Lynn-Highland Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lynn-Highland Park, Oakland, CA Savings / Yr. |
|---|---|
$745 |
|
$1,364 |
|
$1,079 |
|
$1,895 |
|
$973 |
|
$422 |
|
$0 |
Lynn-Highland Park Car Insurance vs. Oakland
People living in Lynn-Highland Park pay an average of 15.98% more than the typical driver in the state. The average driver in Lynn-Highland Park can expect to pay about $1,090 per year, or $2,329 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lynn-Highland Park for most people.
Car Insurance Prices by Lynn-Highland Park Neighborhood
Insurance Prices
Where is insurance cheapest within Lynn-Highland Park?
The map shows insurance prices in and around Lynn-Highland Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $406 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,450 to a low of $2,044. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Lynn-Highland Park.Pick the Best Car Insurance Company for You in Lynn-Highland Park
The best car insurance provider for most drivers in Lynn-Highland Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $745 over the average Lynn-Highland Park car insurance company.
The best car insurance provider for Lynn-Highland Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,364 over the competition.
The best car insurance company for Lynn-Highland Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,079 better than other car insurance companies.
The best auto insurance for Lynn-Highland Park drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,895 less each year.
The least expensive car insurance company for new and young drivers in Lynn-Highland Park
In Lynn-Highland Park, State Farm costs young drivers $973 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lynn-Highland Park
Progressive gave the largest car insurance discounts to married couples, averaging $422 saved each year compared to an average Lynn-Highland Park couple's premiums.
The cheapest car insurance in Lynn-Highland Park for drivers with bad credit
The best Lynn-Highland Park car insurance company for customer service
Nationwide was the best company for customer service in Lynn-Highland Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Lynn-Highland Park
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Lynn-Highland Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lynn-Highland Park, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Lynn-Highland Park
What Influences the Cost of Car Insurance in Lynn-Highland Park?
On average, car insurance in Lynn-Highland Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Lynn-Highland Park is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lynn-Highland Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lynn-Highland Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lynn-Highland Park is $91 per month for minimum coverage and $194 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highland Terrace: Insurance costs 1.50% more
- Reservoir Hills: Insurance costs 2.88% more
- Rancho San Antonio: Insurance costs 5.54% more
- Dimond: Insurance costs 2.88% less
- Glenview: Insurance costs 8.37% less
- Clinton: Insurance costs 3.61% more
- Trestle Glen: Insurance costs 5.24% less
- Cleveland Heights: Insurance costs 0.13% more
- Jingletown: Insurance costs 0.56% more
- Fruitvale Station: Insurance costs 5.20% more
Neighborhoods with Similar Populations
- Airline-Jefferson: Insurance costs 39.03% more
- Turtle Rock: Insurance costs 10.30% less
- Surprise Farms: Insurance costs 17.22% less
- Southwest Bend: Insurance costs 40.62% less
- Southeastern Hills: Insurance costs 9.19% less
- Seminary: Insurance costs 1.98% more
- Leimert Park: Insurance costs 12.02% more
- Highlands: Insurance costs 22.58% more
- Harvey Park: Insurance costs 7.00% less
- Harris-Houston: Insurance costs 38.69% less