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Get Cheap Car Insurance in Southeastern Hills, Lexington, KY
We monitor insurance prices, helping the average driver in Southeastern Hills save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Southeastern Hills
The chart below shows the cheapest car insurance company in Southeastern Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Southeastern Hills Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $88 |
| Geico | $95 |
Savings for Every Kind of Southeastern Hills Driver
Based on our extensive insurance data, we know the average Southeastern Hills driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $534 per year by choosing the right vehicle insurance company. Some Southeastern Hills residents are paying out over $2,115 extra every year for auto insurance in Southeastern Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Southeastern Hills, Lexington, KY Savings / Yr. |
|---|---|
$534 |
|
$876 |
|
$862 |
|
$872 |
|
$1,726 |
|
$578 |
|
$926 |
Southeastern Hills Car Insurance vs. Lexington
People living in Southeastern Hills pay an average of 0.91% less than the typical driver in the state. The average driver in Southeastern Hills can expect to pay about $1,089 per year, or $2,115 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Southeastern Hills for most people.
Car Insurance Prices by Southeastern Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Southeastern Hills?
The map shows insurance prices in and around Southeastern Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $167 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,195 to a low of $2,028. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southwest parts of Southeastern Hills.Pick the Best Car Insurance Company for You in Southeastern Hills
The best car insurance provider for most drivers in Southeastern Hills
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $534 over the average Southeastern Hills car insurance company.
The best car insurance provider for Southeastern Hills drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $876 over the competition.
The best car insurance company for Southeastern Hills drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $862 better than other car insurance companies.
The best auto insurance for Southeastern Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $872 less each year.
The least expensive car insurance company for new and young drivers in Southeastern Hills
In Southeastern Hills, State Farm costs young drivers $1,726 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Southeastern Hills
State Farm gave the largest car insurance discounts to married couples, averaging $578 saved each year compared to an average Southeastern Hills couple's premiums.
The cheapest car insurance in Southeastern Hills for drivers with bad credit
The best Southeastern Hills car insurance company for customer service
Nationwide was the best company for customer service in Southeastern Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Southeastern Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Southeastern Hills driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Southeastern Hills, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Southeastern Hills
What Influences the Cost of Car Insurance in Southeastern Hills?
On average, car insurance in Southeastern Hills is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Southeastern Hills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Southeastern Hills is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Southeastern Hills is $91 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Blueberry Hill-Brigadoon-Stoneybrook: Insurance costs 0.09% less
- Brookhaven-Lansdowne: Insurance costs 2.46% less
- Reservorir: Insurance costs 0.43% less
- Idle Hour: Insurance costs 4.26% more
- Chevy Chase-Ashland Park: Insurance costs 0.57% less
- Southland Deerfield Open Gates: Insurance costs 2.03% less
- Indian Hills-Stonewall Estates-Monticello: Insurance costs 3.12% less
- Mount Vernon-Hollywood-Montclair: Insurance costs 0.33% less
- University of Kentucky: Insurance costs 0.19% less
- Fairway-Liberty Heights: Insurance costs 0.38% more
Neighborhoods with Similar Populations
- Ashburn Farm: Insurance costs 39.62% less
- Cow Hollow: Insurance costs 9.83% more
- Airline-Jefferson: Insurance costs 53.10% more
- West Beaverton: Insurance costs 19.72% less
- Turtle Rock: Insurance costs 1.23% less
- Terrace: Insurance costs 9.83% more
- Southwest Bend: Insurance costs 34.61% less
- Oakley: Insurance costs 43.97% less
- North East: Insurance costs 25.86% more
- Muskego Way: Insurance costs 34.80% less