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Get Cheap Car Insurance in Brookhaven-Lansdowne, Lexington, KY
We monitor insurance prices, helping the average driver in Brookhaven-Lansdowne save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Brookhaven-Lansdowne
The chart below shows the cheapest car insurance company in Brookhaven-Lansdowne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Brookhaven-Lansdowne Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Brookhaven-Lansdowne Driver
Based on our extensive insurance data, we know the average Brookhaven-Lansdowne driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $521 per year by choosing the right vehicle insurance company. Some Brookhaven-Lansdowne residents are paying out over $2,063 extra every year for auto insurance in Brookhaven-Lansdowne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brookhaven-Lansdowne, Lexington, KY Savings / Yr. |
|---|---|
$521 |
|
$855 |
|
$841 |
|
$851 |
|
$1,684 |
|
$564 |
|
$903 |
Brookhaven-Lansdowne Car Insurance vs. Lexington
People living in Brookhaven-Lansdowne pay an average of 3.33% less than the typical driver in the state. The average driver in Brookhaven-Lansdowne can expect to pay about $1,062 per year, or $2,063 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Brookhaven-Lansdowne for most people.
Car Insurance Prices by Brookhaven-Lansdowne Neighborhood
Insurance Prices
Where is insurance cheapest within Brookhaven-Lansdowne?
The map shows insurance prices in and around Brookhaven-Lansdowne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $113 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,133 to a low of $2,020. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Brookhaven-Lansdowne.Pick the Best Car Insurance Company for You in Brookhaven-Lansdowne
The best car insurance provider for most drivers in Brookhaven-Lansdowne
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $521 over the average Brookhaven-Lansdowne car insurance company.
The best car insurance provider for Brookhaven-Lansdowne drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $855 over the competition.
The best car insurance company for Brookhaven-Lansdowne drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Brookhaven-Lansdowne drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $851 less each year.
The least expensive car insurance company for new and young drivers in Brookhaven-Lansdowne
In Brookhaven-Lansdowne, State Farm costs young drivers $1,684 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brookhaven-Lansdowne
State Farm gave the largest car insurance discounts to married couples, averaging $564 saved each year compared to an average Brookhaven-Lansdowne couple's premiums.
The cheapest car insurance in Brookhaven-Lansdowne for drivers with bad credit
The best Brookhaven-Lansdowne car insurance company for customer service
Nationwide was the best company for customer service in Brookhaven-Lansdowne according to the NAIC.
Recent price drops
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The cheapest large national provider in Brookhaven-Lansdowne
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brookhaven-Lansdowne driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brookhaven-Lansdowne, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Brookhaven-Lansdowne
What Influences the Cost of Car Insurance in Brookhaven-Lansdowne?
On average, car insurance in Brookhaven-Lansdowne is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Brookhaven-Lansdowne is 22 minutes, which is far less than average for a driver in the city.
- Kentucky state insurance regulations may require higher prices.
- An average of 6 to 7 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brookhaven-Lansdowne are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Brookhaven-Lansdowne has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brookhaven-Lansdowne is $89 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Blueberry Hill-Brigadoon-Stoneybrook: Insurance costs 2.42% more
- Southland Deerfield Open Gates: Insurance costs 0.44% more
- Reservorir: Insurance costs 2.08% more
- Chevy Chase-Ashland Park: Insurance costs 1.94% more
- University of Kentucky: Insurance costs 2.33% more
- Mount Vernon-Hollywood-Montclair: Insurance costs 2.18% more
- Indian Hills-Stonewall Estates-Monticello: Insurance costs 0.68% less
- Southeastern Hills: Insurance costs 2.52% more
- Virginia Ave: Insurance costs 1.55% more
- Garden Springs: Insurance costs 3.83% more
Neighborhoods with Similar Populations
- College Park: Insurance costs 40.18% less
- Westside Development: Insurance costs 10.62% less
- Carlton Hill: Insurance costs 3.10% more
- Northdale: Insurance costs 16.67% less
- Whipper Barnoy: Insurance costs 3.93% less
- Westside: Insurance costs 28.89% less
- North Garrett Road: Insurance costs 41.20% less
- Norkirk: Insurance costs 23.46% less
- Centerdale: Insurance costs 17.64% more
- Central Area: Insurance costs 40.18% less