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Get Cheap Car Insurance in College Park, Wilmington, NC
We monitor insurance prices, helping the average driver in College Park save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in College Park
The chart below shows the cheapest car insurance company in College Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| College Park Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $47 |
| Erie Insurance | $47 |
| Farm Bureau | $50 |
| Progressive | $53 |
Savings for Every Kind of College Park Driver
Based on our extensive insurance data, we know the average College Park driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $237 per year by choosing the right vehicle insurance company. Some College Park residents are paying out over $1,234 extra every year for auto insurance in College Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Park, Wilmington, NC Savings / Yr. |
|---|---|
$237 |
|
$515 |
|
$375 |
|
$958 |
|
$711 |
|
$286 |
|
$429 |
College Park Car Insurance vs. Wilmington
People living in College Park pay an average of 1.28% less than the typical driver in the state. The average driver in College Park can expect to pay about $739 per year, or $1,234 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in College Park for most people.
Car Insurance Prices by College Park Neighborhood
Insurance Prices
Where is insurance cheapest within College Park?
The map shows insurance prices in and around College Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $98 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,289 to a low of $1,191. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of College Park.Pick the Best Car Insurance Company for You in College Park
The best car insurance provider for most drivers in College Park
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $237 over the average College Park car insurance company.
The best car insurance provider for College Park drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $515 over the competition.
The best car insurance company for College Park drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $375 better than other car insurance companies.
The best auto insurance for College Park drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $958 less each year.
The least expensive car insurance company for new and young drivers in College Park
In College Park, State Farm costs young drivers $711 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Park
Erie Insurance gave the largest car insurance discounts to married couples, averaging $286 saved each year compared to an average College Park couple's premiums.
The cheapest car insurance in College Park for drivers with bad credit
The best College Park car insurance company for customer service
Nationwide was the best company for customer service in College Park according to the NAIC.
Recent price drops
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The cheapest large national provider in College Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average College Park driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Park, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around College Park
What Influences the Cost of Car Insurance in College Park?
On average, car insurance in College Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in College Park is 19 minutes, which is far less than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- College Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Park is $62 per month for minimum coverage and $103 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- South Side: Insurance costs 9.40% more
- Landfall: Insurance costs 3.73% less
- Carolina Heights: Insurance costs 11.10% more
- Wrightsboro: Insurance costs 2.51% more
- Bayshore: Insurance costs 2.43% less
- Silver Lake: Insurance costs 0.73% less
- Downtown Columbia: Insurance costs 36.39% more
- The Congaree Vista: Insurance costs 34.85% more
- Three Points: Insurance costs 44.49% more
- Broadacres Homes: Insurance costs 56.32% more
Neighborhoods with Similar Populations
- Dogwood Hollow: Insurance costs 13.94% more
- Trowbridge Square: Insurance costs 72.93% more
- East Campus: Insurance costs 45.95% more
- Downtown Lynnwood: Insurance costs 43.19% more
- Bucyrus Commercial Historical District: Insurance costs 8.91% less
- Buckley: Insurance costs 60.53% more
- Wheeling Avenue Historic District: Insurance costs 11.43% less
- Brookhaven-Lansdowne: Insurance costs 67.18% more
- Briarfield: Insurance costs 8.43% more
- Briarcreek-Woodland: Insurance costs 16.86% more