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Get Cheap Car Insurance in Three Points, Columbia, SC
We monitor insurance prices, helping the average driver in Three Points save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Three Points
The chart below shows the cheapest car insurance company in Three Points for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Three Points Insurer | Monthly Cost |
|---|---|
| Geico | $63 |
| State Farm | $71 |
| Auto-Owners Insurance | $71 |
| Safeco Insurance | $78 |
Savings for Every Kind of Three Points Driver
Based on our extensive insurance data, we know the average Three Points driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $391 per year by choosing the right vehicle insurance company. Some Three Points residents are paying out over $1,783 extra every year for auto insurance in Three Points. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Three Points, Columbia, SC Savings / Yr. |
|---|---|
$391 |
|
$702 |
|
$593 |
|
$738 |
|
$1,444 |
|
$331 |
|
$429 |
Three Points Car Insurance vs. Columbia
People living in Three Points pay an average of 9.45% more than the typical driver in the state. The average driver in Three Points can expect to pay about $1,049 per year, or $1,783 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Three Points for most people.
Car Insurance Prices by Three Points Neighborhood
Insurance Prices
Where is insurance cheapest within Three Points?
The map shows insurance prices in and around Three Points, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $227 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,921 to a low of $1,694. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Three Points.Pick the Best Car Insurance Company for You in Three Points
The best car insurance provider for most drivers in Three Points
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $391 over the average Three Points car insurance company.
The best car insurance provider for Three Points drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $702 over the competition.
The best car insurance company for Three Points drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $593 better than other car insurance companies.
The best auto insurance for Three Points drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $738 less each year.
The least expensive car insurance company for new and young drivers in Three Points
In Three Points, Geico costs young drivers $1,444 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Three Points
Geico gave the largest car insurance discounts to married couples, averaging $331 saved each year compared to an average Three Points couple's premiums.
The cheapest car insurance in Three Points for drivers with bad credit
The best Three Points car insurance company for customer service
Nationwide was the best company for customer service in Three Points according to the NAIC.
Recent price drops
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The cheapest large national provider in Three Points
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Three Points driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Three Points, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Three Points
What Influences the Cost of Car Insurance in Three Points?
On average, car insurance in Three Points is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Three Points is 25 minutes, which is about the national average for a driver in the city.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Three Points are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Three Points is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Three Points is $87 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- The Congaree Vista: Insurance costs 6.67% less
- Downtown Columbia: Insurance costs 5.61% less
- National Hills: Insurance costs 0.34% less
- West Side: Insurance costs 5.55% less
- Montclair: Insurance costs 5.89% less
- Broadacres Homes: Insurance costs 8.19% more
- Adams Crossroads: Insurance costs 15.14% more
- Carolina Heights: Insurance costs 23.11% less
- South Side: Insurance costs 24.28% less
- Wrightsboro: Insurance costs 29.05% less
Neighborhoods with Similar Populations
- West Oakland: Insurance costs 13.40% less
- Clapp Park: Insurance costs 4.43% more
- Claremont: Insurance costs 5.55% less
- Cobbs Hill: Insurance costs 20.19% more
- College Grandview District: Insurance costs 32.81% less
- College Park San Antonio: Insurance costs 1.07% less
- Colonial Heights: Insurance costs 37.58% less
- Columbia Center: Insurance costs 20.08% less
- Vinton Street: Insurance costs 11.95% less
- Waters: Insurance costs 6.84% less