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Get Cheap Car Insurance in Clapp Park, Lubbock, TX
We monitor insurance prices, helping the average driver in Clapp Park save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Clapp Park
The chart below shows the cheapest car insurance company in Clapp Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Clapp Park Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $63 |
| Progressive | $65 |
| State Farm | $70 |
Savings for Every Kind of Clapp Park Driver
Based on our extensive insurance data, we know the average Clapp Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Clapp Park residents are paying out over $1,862 extra every year for auto insurance in Clapp Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clapp Park, Lubbock, TX Savings / Yr. |
|---|---|
$383 |
|
$877 |
|
$773 |
|
$885 |
|
$1,347 |
|
$509 |
|
$556 |
Clapp Park Car Insurance vs. Lubbock
People living in Clapp Park pay an average of 4.72% less than the typical driver in the state. The average driver in Clapp Park can expect to pay about $1,109 per year, or $1,862 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Clapp Park for most people.
Car Insurance Prices by Clapp Park Neighborhood
Insurance Prices
Where is insurance cheapest within Clapp Park?
The map shows insurance prices in and around Clapp Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $274 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,962 to a low of $1,688. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Clapp Park.Pick the Best Car Insurance Company for You in Clapp Park
The best car insurance provider for most drivers in Clapp Park
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $383 over the average Clapp Park car insurance company.
The best car insurance provider for Clapp Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $877 over the competition.
The best car insurance company for Clapp Park drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $773 better than other car insurance companies.
The best auto insurance for Clapp Park drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $885 less each year.
The least expensive car insurance company for new and young drivers in Clapp Park
In Clapp Park, State Farm costs young drivers $1,347 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clapp Park
State Farm gave the largest car insurance discounts to married couples, averaging $509 saved each year compared to an average Clapp Park couple's premiums.
The cheapest car insurance in Clapp Park for drivers with bad credit
The best Clapp Park car insurance company for customer service
Nationwide was the best company for customer service in Clapp Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Clapp Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Clapp Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clapp Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Clapp Park
What Influences the Cost of Car Insurance in Clapp Park?
On average, car insurance in Clapp Park is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Clapp Park is 19 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clapp Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Clapp Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Clapp Park is $92 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Tech Terrace-U.N.I.T.: Insurance costs 7.47% less
- Bayless Atkins: Insurance costs 4.83% less
- Caprock: Insurance costs 8.06% less
- South Overton: Insurance costs 5.48% less
- North Overton: Insurance costs 7.52% less
- Waters: Insurance costs 10.79% less
- University Pines: Insurance costs 8.81% less
- Arnett Benson: Insurance costs 0.59% less
- Wester: Insurance costs 4.78% less
- Parkway and Cherry Point: Insurance costs 1.83% more
Neighborhoods with Similar Populations
- North Main Historic District: Insurance costs 39.96% less
- Minshall Park: Insurance costs 4.89% less
- Kenwood: Insurance costs 37.76% less
- Bear Canyon: Insurance costs 4.51% less
- Rothfield: Insurance costs 9.99% less
- Barnegat Pines: Insurance costs 8.38% less
- Harlan Ranch: Insurance costs 10.26% more
- Mallory Creek at Abacoa: Insurance costs 39.53% more
- Lake Houston: Insurance costs 2.09% less
- El Trece: Insurance costs 7.84% more