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Get Cheap Car Insurance in Parkway and Cherry Point, Lubbock, TX
We monitor insurance prices, helping the average driver in Parkway and Cherry Point save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Parkway and Cherry Point
The chart below shows the cheapest car insurance company in Parkway and Cherry Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Parkway and Cherry Point Insurer | Monthly Cost |
|---|---|
| Clearcover | $49 |
| Mile Auto | $64 |
| Progressive | $66 |
| State Farm | $71 |
Savings for Every Kind of Parkway and Cherry Point Driver
Based on our extensive insurance data, we know the average Parkway and Cherry Point driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $390 per year by choosing the right vehicle insurance company. Some Parkway and Cherry Point residents are paying out over $1,896 extra every year for auto insurance in Parkway and Cherry Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parkway and Cherry Point, Lubbock, TX Savings / Yr. |
|---|---|
$390 |
|
$893 |
|
$787 |
|
$901 |
|
$1,372 |
|
$518 |
|
$567 |
Parkway and Cherry Point Car Insurance vs. Lubbock
People living in Parkway and Cherry Point pay an average of 2.96% less than the typical driver in the state. The average driver in Parkway and Cherry Point can expect to pay about $1,129 per year, or $1,896 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Parkway and Cherry Point for most people.
Car Insurance Prices by Parkway and Cherry Point Neighborhood
Insurance Prices
Where is insurance cheapest within Parkway and Cherry Point?
The map shows insurance prices in and around Parkway and Cherry Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $206 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,991 to a low of $1,785. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Parkway and Cherry Point.Pick the Best Car Insurance Company for You in Parkway and Cherry Point
The best car insurance provider for most drivers in Parkway and Cherry Point
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $390 over the average Parkway and Cherry Point car insurance company.
The best car insurance provider for Parkway and Cherry Point drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $893 over the competition.
The best car insurance company for Parkway and Cherry Point drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $787 better than other car insurance companies.
The best auto insurance for Parkway and Cherry Point drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $901 less each year.
The least expensive car insurance company for new and young drivers in Parkway and Cherry Point
In Parkway and Cherry Point, State Farm costs young drivers $1,372 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parkway and Cherry Point
State Farm gave the largest car insurance discounts to married couples, averaging $518 saved each year compared to an average Parkway and Cherry Point couple's premiums.
The cheapest car insurance in Parkway and Cherry Point for drivers with bad credit
The best Parkway and Cherry Point car insurance company for customer service
Nationwide was the best company for customer service in Parkway and Cherry Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Parkway and Cherry Point
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Parkway and Cherry Point driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parkway and Cherry Point, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Parkway and Cherry Point
What Influences the Cost of Car Insurance in Parkway and Cherry Point?
On average, car insurance in Parkway and Cherry Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Parkway and Cherry Point is 18 minutes, which is far less than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parkway and Cherry Point are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Parkway and Cherry Point is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Parkway and Cherry Point is $94 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Overton: Insurance costs 9.18% less
- South Overton: Insurance costs 7.17% less
- Clapp Park: Insurance costs 1.79% less
- Arnett Benson: Insurance costs 2.37% less
- Tech Terrace-U.N.I.T.: Insurance costs 9.12% less
- Bayless Atkins: Insurance costs 6.54% less
- Caprock: Insurance costs 9.70% less
- Waters: Insurance costs 12.39% less
- University Pines: Insurance costs 10.44% less
- Bowie: Insurance costs 10.02% less
Neighborhoods with Similar Populations
- Jacksonville Heights West: Insurance costs 41.61% more
- Stonybrook-Wilshire: Insurance costs 30.43% less
- South Hagginwood: Insurance costs 18.57% more
- Sierra Montana: Insurance costs 1.53% less
- Shoreview: Insurance costs 9.28% more
- Seven Bar Ranch: Insurance costs 12.66% less
- Kenawood-Rockwood: Insurance costs 16.67% more
- Juneau Town: Insurance costs 39.66% less
- Jingletown: Insurance costs 23.52% more
- Sunnyside-Flagstaff: Insurance costs 4.59% less