Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Jacksonville Heights West, Jacksonville, FL

We monitor insurance prices, helping the average driver in Jacksonville Heights West save up to 34.6% on car insurance.

 

Start Saving

;

The Cheapest Minimum Coverage in Jacksonville Heights West

The chart below shows the cheapest car insurance company in Jacksonville Heights West for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.

 
Jacksonville Heights West Insurer Monthly Cost
Geico $128
State Farm $136
Gainsco $177
Bristol West $177

Savings for Every Kind of Jacksonville Heights West Driver

The table shows how much the average auto insurance customer in Jacksonville Heights West might save by following our recommendations.

Based on our extensive insurance data, we know the average Jacksonville Heights West driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $785 per year by choosing the right vehicle insurance company. Some Jacksonville Heights West residents are paying out over $2,685 extra every year for auto insurance in Jacksonville Heights West. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Jacksonville Heights West, Jacksonville, FL Savings / Yr.
Drivers with good records
$785
Drivers with accidents
$1,153
Drivers with speeding tickets
$887
Drivers with a DUI conviction
$878
Young drivers
$2,789
Married drivers
$762
Drivers with bad credit
$1,111

Jacksonville Heights West Car Insurance vs. Jacksonville

People living in Jacksonville Heights West pay an average of 1.62% more than the typical driver in the state. The average driver in Jacksonville Heights West can expect to pay about $2,451 per year, or $2,685 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Jacksonville Heights West for most people.

Car Insurance Prices by Jacksonville Heights West Neighborhood

Jacksonville Heights West, Jacksonville, FL map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Jacksonville Heights West?

The map shows insurance prices in and around Jacksonville Heights West, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $125 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,810 to a low of $2,685. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Jacksonville Heights West.

Pick the Best Car Insurance Company for You in Jacksonville Heights West

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Jacksonville Heights West insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Jacksonville Heights West

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $785 over the average Jacksonville Heights West car insurance company.

Visit Site

We use the average good driver, paying $158 per month, as our baseline for pricing in Jacksonville Heights West. State Farm, Geico, and Travelers are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Jacksonville Heights West drivers with accidents on their records

In Jacksonville Heights West getting into an accident will raise premiums an average 28% for a yearly cost of $3,727. That's $1,043 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Geico, and Travelers are good choices for drivers with accidents.

In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,153 over the competition.

Visit Site

The best car insurance company for Jacksonville Heights West drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $887 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Jacksonville Heights West, tickets raise premiums on new quotes about $748. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $3,433 per year.

The best auto insurance for Jacksonville Heights West drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,664 per year in auto insurance premiums, which was $980 more than a driver with no major issues. State Farm, Geico, and Safeco Insurance penalized their customers the least for a DUI.

Getting a quote from Geico may cost the average person with a DUI about $878 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Jacksonville Heights West

In Jacksonville Heights West, Geico costs young drivers $2,789 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Jacksonville Heights West. With an average cost of $8,056 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Jacksonville Heights West

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $189. State Farm, Geico, and Progressive provided the largest discounts to couples living in Jacksonville Heights West.

Geico gave the largest car insurance discounts to married couples, averaging $762 saved each year compared to an average Jacksonville Heights West couple's premiums.

Visit Site

The cheapest car insurance in Jacksonville Heights West for drivers with bad credit

People with poor credit saved an average of $1,111 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,283 every year. Premiums for people with poor credit were about $3,968 in Jacksonville Heights West. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Gainsco.

The best Jacksonville Heights West car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Jacksonville Heights West, the National Association of Insurance Commissioners (NAIC) ranks Allstate as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Jacksonville Heights West.

Allstate was the best company for customer service in Jacksonville Heights West according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jacksonville Heights West, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Jacksonville Heights West. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Jacksonville Heights West

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 56% of Jacksonville Heights West residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Jacksonville Heights West driver can expect to pay about $156 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jacksonville Heights West, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Jacksonville Heights West

What Influences the Cost of Car Insurance in Jacksonville Heights West?

On average, car insurance in Jacksonville Heights West is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Jacksonville Heights West is 32 minutes, which is about the national average for a driver in the city.
  • Florida state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Jacksonville Heights West are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
  • Jacksonville Heights West is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Jacksonville Heights West is $204 per month for minimum coverage and $224 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Jacksonville Heights West driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Jacksonville Heights West with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.