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Get Cheap Car Insurance in Chimney Lakes, Jacksonville, FL
We monitor insurance prices, helping the average driver in Chimney Lakes save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Chimney Lakes
The chart below shows the cheapest car insurance company in Chimney Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Chimney Lakes Insurer | Monthly Cost |
|---|---|
| Geico | $125 |
| State Farm | $132 |
| Gainsco | $172 |
| Bristol West | $172 |
Savings for Every Kind of Chimney Lakes Driver
Based on our extensive insurance data, we know the average Chimney Lakes driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $764 per year by choosing the right vehicle insurance company. Some Chimney Lakes residents are paying out over $2,610 extra every year for auto insurance in Chimney Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chimney Lakes, Jacksonville, FL Savings / Yr. |
|---|---|
$764 |
|
$1,121 |
|
$862 |
|
$854 |
|
$2,712 |
|
$741 |
|
$1,080 |
Chimney Lakes Car Insurance vs. Jacksonville
People living in Chimney Lakes pay an average of 1.21% less than the typical driver in the state. The average driver in Chimney Lakes can expect to pay about $2,383 per year, or $2,610 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Chimney Lakes for most people.
Car Insurance Prices by Chimney Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Chimney Lakes?
The map shows insurance prices in and around Chimney Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $278 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,757 to a low of $2,479. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Chimney Lakes.Pick the Best Car Insurance Company for You in Chimney Lakes
The best car insurance provider for most drivers in Chimney Lakes
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $764 over the average Chimney Lakes car insurance company.
The best car insurance provider for Chimney Lakes drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,121 over the competition.
The best car insurance company for Chimney Lakes drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $862 better than other car insurance companies.
The best auto insurance for Chimney Lakes drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $854 less each year.
The least expensive car insurance company for new and young drivers in Chimney Lakes
In Chimney Lakes, Geico costs young drivers $2,712 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chimney Lakes
Geico gave the largest car insurance discounts to married couples, averaging $741 saved each year compared to an average Chimney Lakes couple's premiums.
The cheapest car insurance in Chimney Lakes for drivers with bad credit
The best Chimney Lakes car insurance company for customer service
Allstate was the best company for customer service in Chimney Lakes according to the NAIC.
Recent price drops
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The cheapest large national provider in Chimney Lakes
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chimney Lakes driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chimney Lakes, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Chimney Lakes
What Influences the Cost of Car Insurance in Chimney Lakes?
On average, car insurance in Chimney Lakes is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chimney Lakes are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Chimney Lakes is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chimney Lakes is $199 per month for minimum coverage and $218 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Settlers Landing: Insurance costs 3.68% more
- Jacksonville Heights South: Insurance costs 3.91% more
- McGirts Creek: Insurance costs 6.55% more
- Argyle Forest: Insurance costs 8.70% more
- Jacksonville Heights: Insurance costs 7.09% more
- Jacksonville Heights West: Insurance costs 2.87% more
- Duclay: Insurance costs 0.77% less
- Oak Hill: Insurance costs 2.91% more
- Herlong: Insurance costs 7.36% more
- Cedar Hills: Insurance costs 5.75% more
Neighborhoods with Similar Populations
- Seattle Hill-Silver Firs: Insurance costs 39.62% less
- Great Bridge East: Insurance costs 55.02% less
- Hyde Park-Brookwood-Southern Hills: Insurance costs 14.83% more
- Sandy Beach: Insurance costs 33.07% less
- Sherwood-Tualatin South: Insurance costs 38.62% less
- Cherry Creek: Insurance costs 22.26% less
- South Evanston: Insurance costs 33.10% less
- Cedar Hills-Cedar Mill: Insurance costs 36.28% less
- Cascade Heights: Insurance costs 10.61% less
- University: Insurance costs 21.84% less